Annual multi trip travel insurance
Reliance Annual Multi Travel insurance Introduction
annual multi trip travel insurance is a type of insurance that provides you medical, financial and other assistance in case of any emergency while traveling outside the country .
Reliance annual multi trip travel insurance specially designed for the people who you are a frequent flyer, then getting insurance for every overseas journey that you make can get tedious. Reliance Travel Care Policy- Annual Multi Trip Plan is specially designed for frequent international travelers, which provides a comprehensive travel package for your trips across the year.
Annual multi trip travel insurance plan ensures some features and more through its extensive covers and benefits so that Annual multi trip travel insurance policy can be adequately protected you at all times.
If you travel quite often, then it is always advisable to buy an annual multi trip travel cover for all your yearly trips than buying a single travel insurance for every trip.As a frequent traveler you might not be unaware of missed flights, cancelled trips. Therefore, make it a point that your multi trip travel insurance policy covers you for such situations.Annual multi trip travel insurance -reliance annual travel cover helps to you avoid those situations.
Reliance Annual Multi Travel insurance Eligibility:
Individuals between the ages of 18 years and 60 years
Annual Multi Travel insurance policy Review
Reliance Annual Multi Travel insurance conditions:
- Covers upto 180 days & extended to 365 days
- Maximum sum insured upto 500,000 $
- Elite & Plus incl Home burglary Insurance
- Free International Sim Card with every Travel Quote
Annual Multi Travel insurance Key Features
- Annual multi trip travel Insurance specially designed for individuals who frequently travel abroad
- Annual multi trip travel insurance policy is a Comprehensive and Custom Made coverage through various unique benefits like Compassionate Visit, Home Burglary Insurance, Financial Emergency Assistance etc.
- Facilities like hospitalization, cover for expenses due to loss of passport, loss of checked-in baggage, delayed and cancelled trips
- Wide Choice from Elite, Plus and Standard plan variants
- Speedy and Hassle free claim settlement
- Reliance Annual multi trip travel insurance Policy gives you protection to meet your unique needs with comprehensive coverage for your medical and non medical expenses during your trips
- Offers choice from Elite, Plus and Standard
- Coverage is also available for trips involving any kind of sporting activities (subject to prior declaration and specific approval with premium loading)
- Annual multi trip travel insurance gives you the maximum coverage with minimal paperwork.
- Annual multi trip travel insurance plan provides an automated extensions of policy in case certain eventualities.
- 24 Hour Emergency Services offered through Emergency Assistance Service Provider.
Annual Multi Travel insurance Benefits
|Table of Benefit||Percentage of Sum Insured as per Schedule|
|2. Total and irrecoverable loss ofi) Sight of both eyes or of the actual loss by physical separation of the two entire hands or two entire feet or one entire hand and one entire foot or of such loss of sight of one eye and such loss of one entire hand or one entire foot.ii) Use of two hands or of two feet or of one hand and one foot or of such loss of sight of one eye and such loss of use of one hand or one foot.||100%100%100%|
|3. Total and irrecoverable loss ofi) The sight of one eye or the actual loss by physical separation of one entire hand or one entire foot.ii) Use of a hand or a foot without physical separation||50%50%|
|For the purpose of items 2 and 3 above, this shall mean separation at or above wrist and/or of the foot at or above ankle, respectively.|
|4 Total and irrecoverable loss of various parts as given below:|
|5. Loss or Inability to function of (with the respective% of CSI)|
|a. An arm at the shoulder joint||70%|
|b. An arm to a point above the elbow joint||65%|
|c. An arm below the elbow joint||60%|
|d. A hand at the wrist||55%|
|e. A thumb||20%|
|f. An index finger||10%|
|g. Any other finger||5%|
|h. A leg above the center of the femur||70%|
|i. A leg up to a joint below the femur||65%|
|j. A leg to a point below the knee||50%|
|k. A leg up to the center of the tibia||45%|
|I. A foot at the ankle||40%|
|m. A big toe||5%|
|n. Some other toe||2%|
|o. An eye||50%|
|p. Hearing in one ear||30%|
|q. Sense of smell||10%|
|r. Sense of taste||5%|
|Any other permanent partial disablement – Percentage as assessed by a panel doctor|
|5. Permanent total and absolute disablement disabling the Insured / Insured Person from engaging in any employment or occupation of any description whatsoever.||100%|
Annual Multi Travel insurance Policy Cover
|Medical Expenses including transportation and evacuation||
|Accidental Death – Common Carrier||
|Loss of passport||
|Total loss of checked-in baggage||
|Trip Cancelation & Interruption||
|Financial Emergency Assistance||
|Home Burglary Insurance||
|Hijack Distress Allowance||
Annual multi trip insurance Review and annual muti trip details
|Coverage||Elite (In US $)||Plus (In US $)||Standard (In US $)||Deductibles (In US $)|
|Medical Expenses Including Transportation & Evacuation||500,000||250,000||100,000||50|
|Dental Care Expenses||500||500||500||50|
|Loss of Passport||300||300||300||25|
|Total Loss of Checked baggage||1,500||1,000||500||nil|
|Delay of Checked Baggage||125||125||100||12 Hours|
|Accidental Death & Dismemberment- Common Carrier||5,000||5,000||2,500||nil|
|Daily Allowance in case of Hospitalisation||25 per day ( 7 days max)||25 per day ( 6 days max)||25 per day ( 5 days max)||2 days|
|Hijack Distress Allowance||125 per day ( 7 days max)||75 per day ( 7 days max)||60 per day ( 7 days max)||12 Hours|
|Financial Emergency Assistance||500||500||500||nil|
|Compassionate visit||Return Fare for any one accompanying person – spouse / child / family doctor||Return Fare for any one accompanying person – spouse / child / family doctor||Return Fare for any one accompanying person – spouse / child / family doctor||nil|
|Trip Delay||60 per day ( 6 days max)||50 per day ( 6 days max)||30 per day ( 6 days max)||12 Hours|
|Trip Cancellation & Interruption||1,250||1,000||750||nil|
|Home burglary Insurance (in Indian Rs)||Rs. 300,000||Rs. 200,000||N.A||nil|
|In case of financial emergency occurring in Asian countries, the maximum Sum Insured applicable would be 300 USD per baggage maximum 50% and per item in baggage max 10%|
Annual Multi Travel insurance Claim procedure
Reliance Annual multi trip travel insurance claim procedure:
Details that needs to be furnished by you while intimating a claim:
- Your contact numbers
- Policy number
- Name of Insured person who is injured
- Date & time of accident
- Location of loss
- Brief description on how the accident took place
- Extent of loss
- Place & contact details of the Insured Person.
|Medical Accident & Sickness Expenses(Outside India)||
For Medical expenses you need claim form A
|Loss of Baggage||
|Delay of Baggage||
For Delay of baggage you need claim form C
|Trip Delay/ Cancellation/ interruption/ missed connection||
For Trip delay you need claim form C
|Loss of Passport||
For Loss of passport you need claim form C
For Personal Liability you need claim form B
For Hijack you need claim form C
|Accidental Death & Dismemberment||
For Accidental Death &Dismemberment you need claim form C
|Financial Emergency Assistance||
For Compassionate visit you need claim form C
Medical Assistance and Emergency Services are implemented by Reliance Annual multi trip insurance Service Providers:
Europ Assistance India Pvt. Ltd.
C-301, Business Square,
Andheri – Kurla Road, Chakala,
Andheri (E), Mumbai – 400093, India.
Reliance general insurance Service Providers are at your disposal for 24 hours during 365 days/year. In case of any requirement for emergency assistance whilst abroad, please contact the toll free helpline numbers given below:
International Toll Free Numbers:
|Netherlands||– 00+800-10101022||Thailand||– 001+800-10101022|
|Belgium||– 00+800-10101022||Sweden||– 00+800-10101022|
|Italy||– 00+800-10101022||Austria||– 00+800-10101022|
|Norway||– 00+800-10101022||Czech Republic||– 00+800-10101022|
|Poland||– 00+800-10101022||Denmark||– 00+800-10101022|
|New Zealand||– 00+800-10101022||France||– 00+800-10101022|
|Singapore||– 001+800-10101022||Greece||– 00+800-10101022|
|Portugal||– 00+800-10101022||Hungary||– 00+800-10101022|
|Australia||– 0011+800-10101022||Israel||– 014+800-10101022|
|United Kingdom||– 00+800-10101022||Germany||– 00+800-10101022|
|Malaysia||– 00+800-10101022||South Africa||– 09+800-10101022|
|Japan||– 0033-010, 001-010
|China||– 00+800-10101022||Swizterland||– 00+800-10101022|
|Hong Kong||– 001+800-10101022||USA||– 8774714686|
|Taiwan||– 001+800-10101022||Canada||– 8776266511|
|Toll Free||– 1800 209 5522|
|Claims Landline:||+91 22 6734 7843|
|Claims Landline:||+91 22 6734 7844|
|Fax:||+91 22 6734 7888|
Annual Multi Travel insurance Premium Calculator
Annual Multi Travel insurance has a premium calculator used to calculate the premium of the policy.
Annual Multi Travel insurance Inclusions and Exclusions
|Reliance general insurance strive to give you the best during your journey and stay, there are certain expenses which will be covered. they are:
||Reliance general insurance strive to give you the best during your journey and stay, there are certain expenses which will not be covered. they are:
Annual Multi Travel insurance Customer Care
Toll Free: 1800 3009
Claims Landline: +91 22 6734 7843
Claims Landline: +91 22 6734 7844
Annual Multi Travel insurance Documents
Annual Multi Travel insurance Forms
Annual Multi Travel insurance FAQs
1.Is travel insurance mandatory?
Travel Insurance is not mandatory in India. However it is mandatory in United Kingdom and countries like:
However to enjoy a hassle free trip, it is recommendable that you take a travel insurance policy even if you are traveling to countries apart from these.
2.In which countries are the International travel policies recognized / accepted?
A.The travel policies are recognized and accepted all over the globe. For your assistance we have International presence through the service provider. However Reliance general Insurance has special travel insurance plans depending on where you are travelling.
3.Can I buy insurance if I am going on a work permit abroad?
A.Reliance General Insurance has a special policy called the Pravasi Bhartiya Yojana Policy, covering individuals travelling under a work permit.
4.Can the existing International travel policy be extended to cover domestic travel as well?
A.An international policy is not extendable for domestic travel. Any medical or accident policy that you may have, will cover your for the relevant benefits while you are travelling within the country.
5.What if a Hand Bag is lost while travelling by airline, will it be covered?
A.The loss of handbag is not covered. The Policy pays or reimburses only for a delay in transportation of checked-in baggage accepted by a common carrier by which you/ insured would be traveling. It is also mandatory that the common carrier has issued a baggage receipt for the trip.