Policy Highlights
Apollo munich travel insurance claim form
Apollo munich travel insurance form consists of claim form,proposal form,neft form etc
Apollo munich travel insurance form are mainly used for buying the policy and mainly used for claim
Apollo munich travel insurance form-All claims will be settled in accordance with the applicable regulatory guidelines, including IRDA (Protection of Policyholders Regulation), 2002. In case of delay in payment of any claim that has been admitted as payable by Us under the Policy terms and condition, beyond the time period as prescribed under IRDA (Protection of Policyholders Regulation), 2002, we shall pay interest at a rate which is 2% above the bank rate prevalent at the beginning of the financial year in which the claim is reviewed by Us. For the purpose of this clause, ‘bank rate’ shall mean the existing bank rate as notified by Reserve Bank of India, unless the extent regulation requires payment based on some other prescribed interest rate.
1)We shall be under no obligation to make any payment under this Policy unless We have been provided with the documentation and information We or Our TPA has requested to establish the circumstances of the claim, its quantum or Our liability for it, and unless the Insured Person has complied with his obligations under this Policy.
2) All payments made shall be subject to an applicable Deductible (if any) for such payment for each and every claim made.
3) We will only make payment to or at Your direction. If an Insured Person submits the requisite claim documents and information along with a declaration in a format acceptable to Us of having incurred the expenses, this person will be deemed to be authorised by You to receive the concerned payment. In the event of the death of You or an Insured Person, We will make payment to the Nominee (as named in the Schedule).
4) All payments under this Policy will be in Indian Rupees and We will convert the cost incurred into Indian Rupees by reference to the official exchange rate published or specified by the Reserve Bank of India as at the relevant invoice date, unless the Insured Person can establish to Our satisfaction that he purchased the necessary currency at a less advantageous rate in order to pay the invoices.
5) We are not obliged to make payment for any claim or that part of any claim that could have been avoided or reduced if the Insured Person had taken reasonable care or could reasonably have minimised the costs incurred, or that is brought about or contributed to by the Insured Person failing to follow the directions, advice or guidance provided by Us or by Our TPA or by a Doctor
6) We shall make the payment of claim that has been admitted as payable by Us under the Policy terms and conditions within 30 days of submission of all necessary documents / information and any other additional information required for the settlement of the claim.
- Your contact details
- Name of the Insured
- Policy number
- Date and time of problem
- Nature of problem
- Location of problem
Apollo munich travel insurance claim procedure
Medical Expenses:
- Register claim at TPA/Assistance company or email at apollomunich@europ-assistance.in TPA/Assistance company would validate and authenticate the claim.
Repatriation of mortal remains:
- Fill in the claim form and submit all the documents within the 15 days to india.
Total loss of checked in baggage:
- Inform the airline authorities and lodge a complaint Airline authorities clearly stating the period of delay/loss.
Submit documents within 15 days of return to india.
Delay of Checked-in baggage:
- Inform the airline authorities and lodge a compliant Obtain a property irregularity report(PIR) from the airline
- Authorities clearly stating the period of delay/loss/period of hijack Submit the documents with in 15 days of return to india.
Loss of passport:
- Lodge a complaint with the local police and contact embassy of india for getting the new passport.
- Submit documents within 15 days of return to india .
Financial emergency assistance:
- Notify police within 24 hours,obtain a written report from the police,Register claim at TPA/Assistance company.
- Reimbursement of claims will be done while the insured is abroad.
Personal Liability:
- Please do not commit any compensation or enter into any agreement with the opposite party.
- Register your claim immediately while abroad.
Personal Accident and common carrier:
- Please inform police as soon as you meet with an accident and obtain the copy of the FIR.
Hijack Daily Allowance:
- Obtain a letter from airline authorities clearly stating the period of hijack.
Trip delay:
- Inform the airline authorities and lodge a complaint.
- Obtain a letter from the airline authorities clearly stating the period of delay.
Trip cancellation:
- Inform the airline authorities and lodge a complaint.
- Obtain a letter from the airline authorities clearly stating the cancellation.
Substitute Employee:
- Fill in the calim form and submit all the documents with in 15 days.
Missed Connection:
- Inform the airline authorities and lodge a complaint.
- Obtain a property Irregularity Report(PIR) from the airline authorities
Emergency Travel and Hotel:
- Fill the claim form and submit all the documents within 15 days of return to india.
Apollo munich easy travel insurance-family claim procedure
Apollo munich easy travel insurance-family claim form
Apollo munich travel insurance Proposal form and Neft Form
(or)
Apollo munich travel insurance Buying form
Apollo munich travel insurance proposal form is mainly used for buying the policy
Apollo munich travel insurance Brochure
Brochure gives you the complete details of the policy