Policy Highlights
- 1 Bajaj Allianz Easy householders Package policy Introduction
- 2 Benefits of Bajaj Allianz Easy householders Package policy
- 3 Bajaj Allianz Easy householders Package policy Insurance Cover Options
- 4 Bajaj Allianz Easy Householders Package Policy Premium Table
- 5 Bajaj Allianz Easy Householders Insurance Package Policy Proposal forms
- 6 Bajaj Allianz Easy Householders Insurance Package Policy Claim Forms
- 7 Bajaj Allianz Easy Householders Package Policy Customer care
- 8 Exclusions of Bajaj Allianz Easy Householders Package Policy
- 9 Additional Information of Bajaj Allianz Easy Householders Package Policy
- 10 FAQ’s of Bajaj Allianz Easy Householders Insurance Package Policy
- 11 Bajaj Allianz Easy Householders Insurance Package Policy forms and Documents
Bajaj Allianz Easy householders Package policy Introduction
Bajaj Allianz Easy householders Package Policy is specially designed for the customer needs and convenience. This Bajaj Allianz Easy householders Package policy provides various risk covers such as covering loss of fire and Allied Perils, Burglary and theft etc. This Bajaj Allianz Easy householders Package policy provides affordable package premium. Bajaj Allianz Easy householders Package policy has convenience to choose from 3 customized plans. Easy claim settlement process is provided under this Bajaj Allianz Easy householders Package policy.
Benefits of Bajaj Allianz Easy householders Package policy
- Low cost premiums are available under this policy
- Easy claiming Process
- Provides 3 different plans to choose
Bajaj Allianz Easy householders Package policy Insurance Cover Options
Various insurance cover options are provided under this policy which are explained below
Fire and Allied Perils: This cover provides insurance in case of damage or loss due to
- Fire
- Lightning
- Explosion/Implosion
- Aircraft damage
- Damage from rail or road vehicle or animals
- Riots
- Missile testing operations
- Strike and Malicious damage
- Storm, Cyclone, Flood, Earthquake(Fire and shock)
- Landslide including rock slide
- leakage from automatic Sprinkler Installations and Bush fire
Optional coverage: Building can be covered under this section by payment of additional premium at the rate of Rs.45(Service tax extra) per Rs.1,00,000 of sum Insured
Burglary and Theft: This cover provides insurance in case of loss or damage of housebreaking, contents and things due to theft and burglary.
Breakdown of Domestic appliances: This option covers in case of loss or damage of domestic equipments or to cover the repair or replacement costs arising from the unexpected mechanical or electrical breakdown of domestic appliances (excluding A.C.) fixed at the Insured’s premises.
Optional Coverage: Under this Policy A.C can be covered by paying extra premium.
Electrical Equipment: In case of loss or damage of any electrical equipment caused by sudden physical loss then the repair or replacement cost provided by this Insurance cover option.
Baggage cover option: This option covers the loss or damage of personal baggage while travelling anywhere in India by providing Insurance cover option.
Bajaj Allianz Easy Householders Package Policy Premium Table
|
Coverage Option |
Plan-1 Sum assured(Rs.) |
Plan-2 Sum assured(Rs.) |
Plan-3 Sum assured(Rs.) |
| Fired and Allied Perils: Contents | 1,00,000 | 2,00,000 | 4,00,000 |
| Burglary and Theft | 1,00,000 | 2,00,000 | 4,00,000 |
| Breakdown of Domestic appliances (Excluding A.C) | 25,000 | 30,000 | 50,000 |
| Electronic Equipments | 25,000 | 30,000 | 50,000 |
| Baggage | 2,500 | 5,000 | 7,500 |
| Total Premium | 589 | 934 | 1732 |
Bajaj Allianz Easy Householders Insurance Package Policy Proposal forms
More details regarding this Bajaj Allianz Easy householders Package Policy buying procedure is given below
Bajaj Allianz easy householders package policy proposal forms
Bajaj Allianz Easy Householders Insurance Package Policy Claim Forms
More details regarding this Bajaj Allianz Easy householders Package Policy claim procedure is given below
Bajaj Allianz easy householders package policy claim forms
Bajaj Allianz Easy Householders Package Policy Customer care
For any Information and doubts regarding this Bajaj Allianz Easy Householders Insurance Package Policy, then you can contact the company. Address and details of company are given below
Address: Bajaj Allianz General Insurance Co. Ltd.
G.E. Plaza, Airport Road, Yerawada,
Pune – 411006. IRDA Reg No.: 113.
Company site: www.bajajallianz.com
For Any Query (toll Free):
1800-209-0144
1800-209-5858
Send SMS: SMS HOME TO 560703
Exclusions of Bajaj Allianz Easy Householders Package Policy
- Any kind of Consequential loss or description are excluded under this policy
- Under this Bajaj Allianz Easy Householders Package Policy loss or damage caused by depreciation or wear and tear.
- Damage to contents of a consumable nature is excluded under this policy.
- In case of loss or damage to mobile phones or similar communication devices are not included under this policy.
- In case of Loss of or damage to valuables, jewellery or precious items are excluded under this Bajaj Allianz Easy Householders Package Policy.
- Additional Premium for covering A.C at the rate of Rs.10 per Rs.1000 of Sum assured.
- Additional Premium for covering Building at the rate of Rs.45 per Rs.1,00,000 of Sum assured.
Additional Information of Bajaj Allianz Easy Householders Package Policy
Cancellation: If policyholder is not satisfied with policy coverage, terms and conditions then the policyholder can cancel his policy cover within 15 days of policy contract.
FAQ’s of Bajaj Allianz Easy Householders Insurance Package Policy
What is Premium for three plan options?
- For Plan -1 the Premium is Rs.589
- For Plan-2 the Premium is Rs.934
- For Plan-3 the Premium is Rs.1732
What are the exceptions covered for Burglary and Theft under this policy?
- Consequential losses are excluded.
- Loss or damage to livestock, motor vehicles and pedal cycles are not included.
- Loss or damage to Valuables and jewellery or Precious Items are excluded under this policy unless specifically specified in the Schedule.
What are the Exceptions covered for Domestic appliances under this policy?
- Domestic appliances older than 10 years are not covered under this policy.
- Cost of transport of domestic appliances from the repaired place are excluded under this policy.
- Loss of or damage to any domestic appliance by perils covered under any other Cover.
Bajaj Allianz Easy Householders Insurance Package Policy forms and Documents
Easy Householders Package Policy Proposal form