Bajaj Allianz Home Insurance Claim Forms

 Bajaj Allianz Home Insurance Claim Procedure

Under Bajaj Allianz Home Insurance Claim Procedure some important points to be noted, which would help you in the claims procedure are

• In case of any loss or damage occurs then the policyholder should immediately report to the Company.
• After receipt of claim intimation, the policyholder will forward a Bajaj Allianz Home Insurance claim form.
• Submit the Bajaj Allianz Home Insurance claim form with accurate details along with an estimation of the loss to the policyholder. Under Bajaj Allianz Home Insurance Claim Procedure it is preferable to submit an itemized estimate with separate values.
• The Policyholder will arrange for inspection of the damaged items to assess the loss. In case of major losses, a specialist-licensed surveyor is deputed under this Bajaj Allianz Home Insurance Claim settlement.
• The Policyholder has to provide the required documents to substantiate the extent of loss under this Bajaj Allianz Home Insurance Claim settlement.
• In case the cause of loss is not established, it is for the insured to prove that the loss or damage has occurred due to an insured peril.
• On agreement of claim amount between the Policyholder and the insurer, the claim is settled.
• Under Bajaj Allianz Home Insurance Claim Procedure Excess amount as stated as per the Policy terms and condition will be deducted from the claim payable.

Bajaj Allianz Home Insurance Claim Procedure for Fire and Allied Perils

• Initially the policyholder should take all possible steps to reduce loss due to fire.
• The Policyholder should intimate immediately to fire brigade
• The Policyholder should intimate to police in case of fire arising due to third parties or terrorism damage.
• The policyholder should inform to the insurer within 24 hours of damage
• The insurer should get a meteorological report in case of loss due to cyclone, flood and inundation. If the loss is localized like in the case of flood from a local water source, MRO report may be obtained.
• If the policy is on reinstatement basis, the claim is settled only after completion of repairs/replacement of the damaged items and submission of bills for claim payment.

Bajaj Allianz Home Insurance Claim Procedure for Burglary

• First the policyholder should complaint to the police immediately after the situation of robbery takes place, in order to trace the thief.
• The Policyholder should inform to the insurer as early as possible
• The insurers will insist upon a letter of undertaking on a stamp paper of appropriate value – letter of Subrogation, for refunding the claim amount when the stolen property is recovered.
• The Policyholder should obtain a final report from police
• The Policyholder should provide a surveyor complete book of accounts and bills substantiating the loss on the day of incidence.

Bajaj Allianz Home Insurance Policy Claim Procedure for Machinery Breakdown

• Immediately notify to the insurer about the situation
• After informing to the insurer, the insurer estimates the cost of repairs and should be filled with the insurers to arrange for inspection
• Note: In case of partial losses, no depreciation is charged but when the items are not insured for its present day replacement value, the items are treated as under insured and the claim amount is proportionately reduced. Depreciation is only applied for Total Loss claims.
• If an mechanical appliance is partially damaged, it should be repaired after an approval from insurance company before it is put to use, as otherwise further loss is not covered.

Bajaj Allianz Home Insurance Policy Claim Procedure for Electrical Equipment

• Immediately notify to the insurer about the situation.
• After informing to the insurer, the insurer estimates the cost of repairs and should be filled with the insurers to arrange for inspection.
• Note: In case of partial losses, no depreciation is charged but when the items are not insured for its present day replacement value, the items are treated as under insured and the claim amount is proportionately reduced. Depreciation is only applied for Total Loss claims.
• If an electrical appliance is partially damaged, it should be repaired after on approval from insurance company before it is put to use, as otherwise further loss is not covered.

Household goods in transit

• In case of any loss or damage occurred, then it should be notify to the insurer within time limit in order to reduce loss, otherwise the claim may not admitted.

Bajaj Allianz Home Insurance Claim Forms and Documents

bajaj allianz home insurance fire insurance claim form

bajaj allianz home burglary insurance claim form

bajaj allianz group personal accident insurance claim form

bajaj allianz plate glass insurance claim form

bajaj allianz employers liability insurance claim form

bajaj allianz home insurance contractor all risk insurance claim form

bajaj allianz contractor plant and machinery insurance claim form

bajaj allianz home insurance electronic equipment insurance claim form

bajaj allianz home insurance machinery breakdown insurance claim form

Bajaj allianz home insurance Burglury Claim form

Bajaj allainz home insurance neft mandate form

Bajaj allianz home insurance Plate Glass Claim form

Bajaj Allianz home insurance Employers Liability claim form

Bajaj Allainz home insurance Reimbursement claim intimation form