Bharti AXA Life Health Insurance

4/5 - (2 votes)

Bharti AXA Life Health Insurance is the best Health Insurance Plan provided by Bharti AXA Life Insurance. The Costs incurred for the treatment of Critical Illness is very high, and we cannot afford for that from our savings. Bharti AXA Life Triple Health Insurance Plan provides the Sum assured to meet the unexpected medical expenses. The Bharti AXA Health Insurance provides Insurance Coverage to 13 critical illnesses that are split into 3 groups. The Life Assured can make a claim up to a maximum of three times. If the Policy Holder makes the First Claim, then all the future premiums are waived off by Bharti AXA Life Insurance. The Life Assured is provided with No-Benefit period for 365 days between each claim of Bharti AXA Triple Health Insurance Plan. The Policy Holder have to read the complete details of Bharti AXA Life Health Insurance before buying the Policy. For Each Claim, 100% Sum Assured will be provided to the Life Assured of Health Insurance Bharti AXA.

Bharti AXA Life Triple Health Insurance is a Traditional Insurance Product offered by Bharti AXA Life. The Plan provides an Hospi Cash Rider with no extra cost. The Bharti AXA Life Insurance can change the Premium Rates after the completion of 3 years of Policy. The Life Assured can claim for the amount if diagnosed with any of the critical illness mentioned in the 3 groups of Bharti AXA Life Health Insurance. The Sum Assured is provided to the Policy Holder if survives for 30 days after the diagnosis of critical illness. A medical practitioner should confirm the Bharti AXA Triple Health Insurance Plan critical illness. The Features, Benefits, Eligibility Conditions, Exclusions of Bharti AXA Health Insurance is available below.

Bharti AXA Life Triple Health Insurance Plan Eligibility Criteria

The customers who want to buy this Bharti AXA Life Health Insurance should meet the below eligibility criteria. The Life Assured will know the details of entry age, sum assured, policy terms, coverage term, etc. of Bharti AXA Life Triple Health Insurance Plan. The following table provides brief details regarding the Bharti AXA Health Insurance Plan.

Minimum Entry Age	18 years.
Maximum Entry Age	65 years.
Maximum Maturity Age	80 years.
Policy Term	15 years.
Premium Payment Term	15 years.
Minimum Sum Assured	Rs 2,00,000/-.
Maximum Sum Assured	Rs 30,00,000/-.
Premium Payment Modes	Annual, Semi-Annual, Quarterly & Monthly.
Grace Period	30 days.
Free Look Period	15 days.

Bharti AXA Health Insurance Reviews

Bharti AXA Life Health Insurance provides an amount for the treatment of 13 critical illnesses that are grouped into 3 separate groups. The Bharti AXA Triple Health Insurance Plan Features and Benefits, Health Insurance Bharti AXA Exclusions are available below.

Bharti AXA Triple Health Insurance Plan Features and Benefits

The Features and Benefits of Bharti AXA Health Insurance are available below.

The Life Assured will get the 100% Sum Assured if encountered with any of the critical illness within the policy term.
The Policy Holder can make a maximum of three claims if the critical illness is diagnosed.
If the Life Assured had made the first claim all the future premiums are waived off, and the Bharti AXA Life will take care of your Policy cover till maturity.
The Minimum Survival period of 30 days after each claim is provided by Bharti AXA Triple Health Insurance Plan.
The Insured will not be eligible to receive the first claim if diagnosed with a critical illness during the waiting period of 90 days.
Tax Benefit: The Life Assured may avail Income Tax Benefits as per Section 80D of Income Tax Act 1961 for the premiums paid towards the Bharti AXA Life Health Insurance. For more Information refer www.taxqueries.in.

Health Insurance Bharti AXA Exclusions

The Exclusions under Bharti AXA Life Triple Health Insurance Plan is available below.

Self-Inflicted Injuries, Suicide, Immorality is not covered in this plan.
The Plans does not include the critical illness caused due to the use of Drugs, Alcohol, etc.
Radioactive Contamination due to the nuclear accident.
AIDS, HIV are not covered in this Health Insurance Bharti AXA Plan.
No Benefits are payable for a period of 48 months for any pre-existing diseases.
The Bharti AXA Health Insurance does not cover war and war-related operations.
The congenital condition of the Insured is not included in this plan.

What are the 13 Critical Illnesses covered as three groups in Bharti AXA Triple Health Insurance Plan?

The Three Groups for 13 critical Illness of Bharti AXA Triple Health Insurance Plan is available below.

Group A	Group B	Group C
First heart attack of specified severity.	Coma of Specified Severity.	Cancer of specified severity.
Open Chest CABG.	Multiple Sclerosis with Persisting Symptoms.	Benign Brain Tumour.
Major Organ Transplant (Kidney or Heart).	Major Organ Transplant (Liver or Lung).	Bone Marrow Transplant.
Kidney failure requiring regular dialysis.
Heart Valve Surgery.
Stroke is resulting in Permanent Symptoms.
Permanent Paralysis of Limbs.