Birla Sun Life Health Insurance | Review, Key Features

3.7/5 - (3 votes)

Birla Sun Life Health Insurance Review

Birla Sun Life Health Insurance Plan is a fixed-benefit health plan offered by Birla Sun Life Insurance Co Ltd. You always wish to provide the best medical care to your loved ones if any of them need to be hospitalized. Birla Sun Life realize that you would like to spend time caring for your loved ones rather than worry about paying the hospital bills. Birla Sun Life Health Insurance provides you with a fixed cash amount in the event of a hospitalization. BSLI Hospital Plus plan is the health Insurance Plan offered by Birla Sun Life Insurance. Birla Sun Life Hospital Plus Plan covers the surgical expenses and cost of an insured medical. Depending on the health insurance coverage, either the insured pays cost out-of-pocket and is then reimbursed. The Life Assured can pay Birla Sun Life Health Insurance premium by using Birla Sun Life online payment. The Insured can calculate premium by using Birla Sun Life Premium Calculator.

Why we need Birla Sun Life Health Insurance?

You always work hard to secure yourself and your loved ones’ life with the best healthcare. However, the regular Health plan doesn’t cover the added non-medical expenses. Difficulties never announce their arrivals. Some of these risks can often bring unexpected hospitalization causing a financial burden on you and your family. The medical costs, charges like diagnostic tests, Surgeon’s fees, etc. may turn out to be very expensive. BSLI Hospital Plus Plan offers a fixed cash amount in the event of hospitalization so that Insured can spend time with your loved ones on the path of recovery.

Reasons to buy Birla Sun Life Health Insurance

Daily Hospitalization Cash Benefit.
Accidental Hospitalization Benefit.
Recuperative Benefit.

Birla Sun Life Hospital Plus Plan Details

BSLI Hospital Plus Plan is a traditional health insurance plan. Hospital Plus Plan acts as a supplement to your Health Insurance and assists you financially in mitigating additional expenses. Birla Sun Life Health Insurance offers a vast range of coverages to you and your family.

Birla Sun Life Health Insurance Benefit

Daily Hospitalization Cash Benefit (DHCB)
- If Life Assured Hospitalized more than 48 hours, you will receive the Daily Hospitalization Cash Benefit per life for each Day in Hospital retrospectively.
- An additional 100% of the chosen Daily Hospitalization Cash Benefit per life is paid for each Day of stay in the ICU.
Accidental Hospitalization Benefit
- If Life Assured Hospitalized due to an accident, Insure will receive Accidental Hospitalization Benefit in addition to Daily Hospitalization Cash Benefit.Hospitalization Cash Benefit (DHCB).
Recuperative Benefit
- If Life Assured Hospitalized for consecutive ten days or more, the Insure will receive a lump sum amount will be paid as Recuperative Benefit per life after being discharged from the hospital.
Death Benefits
- No death benefit payable under this plan.
- If the Life Assured demises within the policy term, the principal life insured cover would terminate and the oldest person in the family become the principal life assured, and the policy will continue.
Maturity Benefits
- No maturity benefit payable under this plan.
Two Tax Benefits
- The Life Insured can get tax benefits under Section 80C & Section 10 (10D) of Income Tax Act, 1961. For more Information refer www.taxqueries.in

Birla Sun Life Hospital Plus Plan Key Features

Fixed cash on Hospitalization.
Flexibility to Choose 4 Benefit according to your need.
Family Cover without any limit on aggregate payments.
Accidental hospitalization.
15 days of Free-Look Period, If life assured is not satisfied with terms & Conditions of Birla Sun Life Health Insurance Plan.

Birla Sun Life Health Insurance Plan Eligibility Criteria

The buyers who are willing to buy BSLI Hospital Plus Plan should know the eligibility criteria. These details are very useful to know the entry age, coverage term, Monthly Income and other features of Birla Sun Life Health Insurance. The following table provides brief details regarding the Birla Sun Life Hospital Plus Plan.

Birla Sun Life Hospital Plus Plan at a Glance

Entry Age Of Health Plan	For Adult Minimum 18 years as on last birthday. Maximum 65 years as on last birthday. For Child Minimum of 3 months as on last birthday. Maximum 17 years as on last birthday.
Maximum Maturity Age	For Adult 95 years as on last birthday. For Dependent Child 17 years as on last birthday.
Policy Term	5 years guaranteed renewable.
Premium Payment Term	Regular Pay, Guaranteed renewable every 5 years.
Premium Payment Mode	ECS only Annual. Monthly.
Sum Assured	Under Benefit Option A = Rs.75,000 per life. B = Rs.225,000 per life. C = Rs.375,000 per life. D = Rs.562,500 per life. Benefit Option A, B or C allows for For life aged above 50 years at the original policy inception date.
Minimum Premium	For Age band 18-25 years and 1 adult, Benefit Option are A= Rs. 1,225. B= Rs. 2,874. C= Rs. 4,523. D= Rs. 6,585.
Maximum Premium	For Age band 63-65 years and 1 adult, Benefit Option are A= Rs. 4,699. B= Rs. 13,298. C= Rs. 21,896. D= Rs. 13,725.

For more details regarding Birla Sun Life Health Insurance, Refer the Birla Sun Life Hospital Plus Plan Brochure available below.

Birla Sun Life Hospital Plus plan Related Documents

Download Birla Sun Life Hospital Plus Policy Brochure here.

Birla Sun Life Health Insurance Policy Brochure

Birla Sun Life Health Insurance Policy Related Posts

Here, we are providing the related posts of the Birla Sun Life Health Insurance Plan. Click the below links, if you want to know the details about the Birla Sun Life Health Insurance Login, Birla Sun Life Health Online Payment, Birla Sun Life Health Policy Status, and Birla Sun Life Health Insurance policy forms& Documents, and Birla Sun Life Insurance Recruitment.

Birla Sun Life Health Insurance | Review, Key Features, Benefits