Chola MS Health Insurance Review
Chola MS Health Insurance is one of the important insurance policies in Chola MS General Insurance. The Chola MS Insurance is a General Insurance Company which offers different types of policies for the citizens of India. Chola MS Insurance provides various Cholamandalam Health Insurance Plans for Individuals, Family, Personal Accident, etc. The Citizens of India can select any Chola Health Insurance Plan according to the requirement. It also provides the online services to the Chola MS General Insurance Customers. The policyholder can know the Chola MS General Insurance Policy Status using the Chola MS General Insurance Login. The Policyholder can pay the Cholamandalam MS Health Insurance Premium using Chola Health Insurance Online Payment.
About Chola MS General Insurance
Chola MS was also known as Cholamandalam MS. The Cholamandalam MS General Insurance Co Ltd is an Indian General assurance firm. Chola MS General Insurance offers a broad range of products that include Health, Accident, Liability, Motor, Engineering, Property, Marine, Travel and Rural insurance for individuals and corporate. The company champions a brand philosophy of T3 – Trust, Transparency, and Technology.
Chola MS Health Insurance is one of the Products offered by Cholamandalam Insurance. The Health issues may occur anytime in the Life of the individual. So, if you take Chola Health Insurance, it covers the medical expenses on the occurrence of any health problem. For everyone, health is their wealth, so by taking the health insurance policy, you can get several benefits. Health Insurance is defined by the Health Insurance Association of America as, “coverage that provides for the payments of benefits as a result of sickness or injury”. The official website of Chola MS General Insurance Company is www.cholainsurance.com. The Chola MS Insurance Policy details, Chola MS Health Insurance Plans are available below.
Chola MS Health Insurance Policy Details
Chola MS General Insurance offers various Chola MS Health Insurance Plans for Individuals, family, and dependent children. For all these Cholamandalam MS Health Insurance Plans, there are some common benefits, coverages that are mentioned below.
Chola MS Health Insurance Coverages / Inclusions
- Pre-hospitalization Expenses: The insured can get the expenses in the period of 30 days before hospitalization.
- Post-hospitalization Expenses: The insured can get the expenses in the period of 60 days after the discharge.
- Cashless treatment: The Chola MS has a network around 4300+ hospitals to provide the cashless treatment.
- Tax Benefits: You can get tax benefit on Star Health Insurance plans for premiums paid under section 80D as per IT (Income Tax) Act. For more information refer www.taxqueries.in
- Free medical check up: They provide the free medical check up for no claims.
- Co-payment: If the customer wants to reduce their premium amount, then he has to apply for voluntary deductibles which are mentioned in the policy. The co-payment means, the insured also will pay the some of the amount and the rest of amount will be payable by the insurer.
- Critical illness: The company will pay the amount for any critical illness occurred to the insured person.
- Cumulative Bonus: If the insured has not applied any claim in that year, then he got special benefits when he renew his policy in the following year.
- Ambulance charges: The ambulance charges will also be given by the Chola MS Health Insurance Company if in the case of any medical emergency.
Cholamandalam MS Health Insurance Features and Benefits
- Chola MS Health Insurance offers lifetime renewal and coverage also.
- It covers 140 Day Care treatments.
- It will give double coverages when any accidents and critical illness occurs on selected health plans.
- It will bare 20 critical illnesses on selected health plan.
- The company offers the unlimited room rents. it is based on the selected plan.
- Easy claim Settlement. And it provides 24*7 claim settlement.
- It covers the domiciliary hospitalization.
Cholamandalam Health Insurance Plans
Chola Health Insurance Company provides the best and all types of Chola MS Health Insurance Plans. They give the additional coverages, benefits and other details in the Cholamandalam Health Insurance Policies. The medical expenses are covered as per the plan opted. So please refer the Chola Health Insurance Plans which are given below.
List of Chola MS Health Insurance Plans
- Chola Healthline.
- Chola Swasth Parivar.
- Tax Plus Healthline.
- Family Healthline.
- Individual Healthline.
- Top Up Healthline.
- Critical Healthline.
- Hospital Cash.
- Individual Health Insurance.
- Chola Family Health Protection Plan.
Overview of Cholamandalam MS Health Insurance Plans
Below, we are giving the brief details about each and every Chola MS Health Insurance Plan.
Chola Healthline is a policy taken from the age of 18 to 65 years. The policy period is 1 to 3 years. It is the individual plan and a family floater plan basis. In this Chola Healthline plan, there are 3 sub-plans. To know the brief description about those 3 sub-plans and their benefits, click the below link.
Chola Healthline Plan
Chola Swasth Parivar is a family floater plan. The sum assured is up to Rs. 3 to 5 lacs. This plan covers the personal accident coverage also. In this Chola Swasth Parivar Plan, there are 2 sub plans. They are Pearl and Royale plans. There is no medical check up to the age of 55 years. To know the brief description about those 2 sub-plans and their benefits, click the below link.
Chola Swasth Parivar Plan
Tax Plus Healthline is a policy taken from the age of 18 to 65 years. For children, the age is from 3 months. It covers the hospitalization and non-hospitalization expenses and other additional medical expenses also. It also provides the day to day medical expenses also. If you renew your health insurance policies before the expiry date, then you get the extra benefits. For more information, click / refer the below link.
Tax Plus Healthline Plan
Family Healthline is a family floater plan. It covers 141 day care treatments. The first time purchase policy is allowed up to the age of 65 years. There are 3 plans to get the extra benefits. The floater sum insured up to the Rs. 15 lakhs. To know the brief description about those 3 sub-plans and their benefits, click the below link.
Family Healthline Plan
Individual Healthline is a plan that taken for the individual basis. This plan has 3 sub-plans, that are standard, Superior and Advanced. In these 3 sub-plans, there are extra benefits that are more helpful for the individuals. To know the brief description about those 3 sub-plans and their benefits, click the below link.
Individual Healthline Plan
Top Up Healthline is a plan that covers the basic health policy. The policy period is 1 to 3 years. It is an individual and family floater basis. It has 7 different types of plans. Each plan has its own benefits. The benefits vary from plan to plan. There is an another advantage of taking the another plan, weather you have the existing plan. To know the brief description about those 7 sub-plans and their benefits, click the below link.
Top Up Healthline Plan
Critical Healthline is a plan that cover all critical illnesses when compared to other plans. It has 2 sub-plans. They are Standard plan and Advanced plan. The Standard plan covers the 10 critical illnesses treatment. The Advanced plan covers the 12 critical illnesses treatment. To know the brief description about those 2 sub-plans and their benefits, click the below link.
Critical Healthline Plan
Hospital Cash is a policy that covers the expenses during hospitalization. There are 3 different levels. They are Plan-A, Plan-B, Plan-C. The benefits vary from plan to plan. To know the brief description about those 3 sub-plans and their benefits, click the below link.
Hospital Cash Plan
Individual Health Insurance is a plan taken from the age of 18 to 65 years. The policy term is 1 year. The medical check up is required after the age of 45 years. They offer extra benefits for an extra premium. To know the brief description about this plan and their benefits, click the below link.
Individual Health Insurance Plan
Chola Family Health Protection Plan is a policy taken for the whole family. There is no medical screening for the family members. The sum assured is from Rs. 2 lacs to 5 lacs. They provide all expenses regarding health. To know the brief description about this plan and their benefits, click the below link.
Chola Family Health Protection Plan
Cholamandalam MS Health Insurance Related Posts
Here, we are providing the related posts of the Chola MS Health Insurance. Click the below links, if you want to know the details about the Chola MS General Insurance Login, Chola MS General Insurance Online Renewal, Chola MS Health Insurance Online Payment, Cholamandalam MS Claim Procedure and Claim Forms, and Chola MS General Insurance Recruitment.