Exide Health Insurance Plan Review
Exide Health Insurance Plan is the best plan offered by the Exide Life Insurance Company. Health Insurance means the insurance company provides the payment benefits of medical and surgical expenses as a result of any sickness or injury. It also includes insurance for the accidental death, and any losses occurred during an accident and dismemberment. Exide Life Insurance provides the Exide Life Critical Illness Rider Plan for the policyholder. This Exide Rider Plan is available when the policyholder pays the additional premium for additional coverages. The insured invest the small amount of additional premium and save the major critical issues. Rider benefit helps the insured particular needs. This Exide Health Insurance Critical Illness Rider Plan provides the various benefits for policyholders.
Exide Life Critical Illness Rider Plan is available in 2 options. They are Option – A and Option – B. Option – A covering the 4 major critical illness problems. Option – B includes the 25 major critical illness problems. This Exide Rider Plan provides the lump sum benefit to the policyholder if he has a problem of major health issue without disturbing their regular income. This Exide Health Insurance Plan helps to the policyholders in several ways. The more information about this plan is available below.
Why do you need to Buy this Exide Life Health Insurance Policy?
Following are the 4 reasons to buy the Exide the Exide Life Health Insurance Policy.
- This plan provides the bulge sum amount for a critical illness on diagnosis.
- They give the actual expenses regarding to your health.
- If you are already buy any life insurance policy, you can able to buy this policy also.
- Benefit amount with applicable tax on premium saving.
Exide Life Health Insurance Plan Eligibility Criteria
The customers who wanted to buy this policy should know the eligibility criteria. These details are very useful for the customers to know the entry age, sum assured, policy terms, coverage term, and other details of Exide Life Critical Illness Plan. The following table provides the brief details regarding the Exide Health Insurance Plan.
|Minimum Entry Age of Life Assured||18 years.|
|Maximum Entry Age of Life Assured||65 years.|
|Rider Term||Minimum – 5 years.
Maximum – 40 years.
|Premium Payment Term||Regular Pay.|
|Mode of Premium Payment||Same as that of the base policy.|
|CI Benefit Ceasing Age||70 years.|
|Minimum Sum Assured||Rs. 50, 000/-.|
|Maximum Sum Assured||Lower of,
25 lakhs or
Sum Assured of the base policy.
Exide Life Critical Illness Rider Policy Details
Exide Health Insurance is a simple, affordable and unique plan. It offers this plan only for their Exide Life Insurance Customers. There are some salient features and benefits of this Exide Life Critical Illness Rider Plan that are mentioned below.
Exide Rider Plan Features
- The policyholder gets the bulge sum assured on diagnosis to cover the critical illness.
- In this 2 options are there.
- Option – A covers the 4 critical illnesses.
- Option – B covers the 25 critical illnesses.
Exide Life Critical Illness Rider Plan Benefits
This CI Benefit covers the sum assured on some critical illnesses.
Option – A covers the 4 major critical illness that are available below.
- Cancer of Specified Severity.
- First Heart Attack of specified severity.
- Stroke was resulting in Permanent Symptoms.
- Open Chest Coronary Artery Bypass Graft (CABG).
Option – B covers the 25 major critical illness that are available below.
|1. Cancer of Specified Severity.||14. Parkinson’s disease.|
|2. Major Organ/ Bone Marrow Transplant.||15. End Stage Liver Disease.|
|3. Systemic Lupus Erythematosus with Lupus Nephritis.||16. Chronic lung disease.|
|4. Coma of Specified Severity||17. Alzheimer Disease.|
|5. Kidney Failure Requiring Regular Dialysis.||18. Aplastic Anaemia|
|6. First Heart Attack – of specified severity.||19. Loss of speech.|
|7. Heart Valve Surgery.||20. Stroke resulting in Permanent Symptoms|
|8. Surgery of Aorta.||21. Apallic Syndrome|
|9. Major Burns.||22. Major Head Trauma|
|10. Blindness.||23. Primary Pulmonary Hypertension|
|11. Open Chest Coronary Artery Bypass Graft.||24. Multiple Sclerosis with Persisting Symptoms.|
|12. Benign Brain Tumour.||25. Motor Neurone Disease with Permanent Symptoms.|
|13. Permanent Paralysis of Limbs.|
Exide Life Health Insurance Exclusions (Not Covered)
- All tumours in the presence of HIV infection.
- Any angina pectoris.
- Traumatic injury to the brain.
- Any key-hole or laser surgery.
- Tumours of the pituitary gland or spinal cord.
- Burns were arising due to self-infliction.
- Other causes of neurological damage such as SLE and HIV are excluded.
- Temporary or reversible aplastic anaemia is excluded and not covered by this Policy.
- Liver disease arising out of or secondary to alcohol or drug abuse.
- Non-organic diseases such as neurosis and psychiatric illnesses.
- Drug-induced or toxic causes of Parkinsonism.
- All psychiatric related causes of loss of speech.
- Brain dysfunction due to any other causes other than an accident.
- Congenital heart disease.
We are providing the brochure to know more exclusions of the Exide Health Insurance.
Exide Life Insurance Health Plan Forms
When the customer wants to buy the Exide Health Insurance Policy offline, the proposal form is mandatory. The customer may know the details about this Exide Life Critical Illness Rider Plan uisng the product broucher, policy document, premium rates etc. Required forms and documents to know the full details of Exide Life Health Insurance Plan are available below.
Exide Health Insurance Product Broucher.
Exide Health Insurance Proposal Form.
Exide Life Insurance Contact Details
For any queries call to the Exide Life Insurance Customer care. (Or) Visit the nearest branch of Exide Life Insurance.
The Toll-Free Number is 1800 419 8228.
The official website of Exide Life Insurance is www.exidelife.in.
Email Id of Exide Life Insurance is firstname.lastname@example.org.
Exide Life Health Plan Related Posts
Here we are providing related posts of the Exide Life Health Insurance Plan. Click the below links, if you want to know the details about the Online Payment, Recruitment, Claim Forms, Policy Status, Login of Exide Health Insurance Plan.