Future Generali Health Insurance Review
Future Generali Health Insurance offers various Plans for Group, Individual, Senior Citizens, Family, Personal Accident. Future Generali Insurance offers policies not only for Health but also for Travel. But Future Generali mainly targets on Future Generali Health Insurance for best health care. Future Generali offers Health Insurance Plans for both dependent children and parents based on the type of plan. As per your requirements, you can select health insurance plan since all these health products are tailor-made satisfying the needs of people. The premiums will be as per your sum assured. The Policyholder can pay Premium using Future Generali Health Insurance Online Premium Payment. The Insured can calculate the premium using Future Generali Insurance Premium Calculator.
About Future Generali Insurance Company
Future Generali Insurance company is a joint venture between Future Group and Generali Group. Future Group announced 50.1% stake sale of its fashion chain Pantaloons to Aditya Birla Group on May 2012. Kishore Biyani is the CEO & MD of the Future Generali Insurance Company. Future Generali is headquartered at Mumbai, Maharastra. Future Group operates some of India’s most popular retail chains like Central, Big Bazaar, Food Bazaar, Home Town, and eZone. Generali is an Italian Insurance company having business in India. The Generali Group Holds a reputation for its capital and financial strength. The Future Generali Health Insurance Company operates the operations include money payment, policy renewal, and to know the policy status through online. Future Generali Health Official Website is www.general.futuregenerali.in.
Future Generali Health Insurance Policy Details
Future Generali Health Insurance Features and Benefits
Free Look up Period: If you are not satisfied with the Future Generali Health Insurance policy, you can cancel the policy within 15 days of receipt of the policy documents, provided there has been no claim.
Tax Benefits: You can get tax benefit on Future Health Insurance plans for premiums paid under section 80 D as per IT (Income Tax) Act. For information bout Tax on Insurance Policies, refer www.taxqueries.in.
Portability Benefits: You can avail portability benefits through the intimation of complete details by the application at least 45 days before the expiry of policy expiring date.
Lifelong Renewal: Get Future Generali Health Insurance Renewal for the lifetime and be secure against medical/ hospitalization expenses.
Cashless Facility: Cashless treatment is available over 4500+ network hospitals and reimbursement in any other hospital of your choice.
Future Generali Health Insurance coverages and Inclusions
Day care procedures: Medical Costs or Expenses incurred for a day care procedure in Future Generali health insurance plan, where the procedure or surgery is taken by the Insured Person for less than 24 hours in a Hospital will be covered for specified day care procedures.
Ayush Benefit: Medical expenses incurred for Inpatient treatment taken under Ayurveda, Yoga, Unani, Siddha and Homeopathy will be covered under Future Generali Insurance Plans.
Inpatient treatment: Medical expenses incurred for Room rent, Nursing, boarding expenses, Intensive care unit (ICU), Medicines, drugs, etc., will be covered.
Pre-hospitalization: The Medical Expenses incurred in the 30 days immediately prior before the date you were Hospitalized.
Post-Hospitalization: The Medical Expenses incurred in the 60 days immediately after your date of discharge from Hospital.
Grace Period: A Grace Period of 30 days is available from the date of expiry to renew the policy.
Future Generali Health Insurance Plans
Here we are providing the Key Benefits, Coverages, and Inclusions of Future Generali Health Insurance Plans. You can see the list of Health Insurance Plans given below.
- Future Health Total Health Insurance Policy.
- Future Individual Health Insurance Policy.
- Future Family Health Insurance Policy.
- Future Personal Accident Insurance Policy.
- Future Critical Illness Insurance Policy.
- Future Hospital Cash Insurance Policy.
- Future Health Surplus Top-up Insurance Policy.
The Insured will be covered with extra benefits as per the plan opted. For more details about Future Generali Health Insurance plans, refer the below section.
Overview of Future Generali Health Insurance Plans
Future Health Total Health Insurance Policy covers 3 different Plans such as Vital, Superior, and Premiere. All Plans has Individual and Floater option with Lifelong renewal facility. Minimum Policy Term is for 1 Year, and Maximum Policy Term is for 3 Years. A Family discount of 10% is available in case if more than one person is covered in the same policy in case of Individual Sum Insured option. For detailed information, please refer below link.
Future Health Total Health Insurance Policy
Future Individual Health Insurance Policy covers the hospitalization expenses of the individual. This plan is sub-categorized into three different categories as per the benefits structure provided, the sub-categories are Basic, Silver, and Platinum. Pre-existing diseases are covered after four continuous policy renewals. For more information, please refer below link.
Future Individual Health Insurance Policy
Future Family Health Insurance Policy is a family floater plan that covers entire family in a single plan. This Plan covers Patient care expenses for those who are above 60 years with an amount of up to Rs. 350 per day. Children between the age of 3 months to 25 years are covered as long as the parents are insured in the policy. For detailed information, please refer below link.
Future Family Health Insurance Policy
Future Personal Accident Insurance Policy covers expenses arising out of any accident that results in the disability or death of the proposer. This Plan protects both the insured person as well as his or her family members. No medical examination required is required in this policy. Permanent total disability and Temporary total disability are also covered in this plan. For more information, please refer below link.
Future Personal Accident Insurance Policy
Future Critical Illness Insurance Policy covers 12 critical illnesses with Tax Benefits. The Minimum entry age is 6 years, and Maximum entry age is 65 years. There is a Lump Sum Benefit if the Proposer is diagnosed with any of twelve specified critical illnesses. Medical expenses in case of hospitalization will also be covered in this policy. For detailed information, please refer below link.
Future Critical Illness Insurance Policy
Future Hospital Cash Insurance Policy provides cash benefit in case of hospitalization to avoid drain in your savings. The Entry Age of Adults is from 18 years to 65 years and for Children is from 6 years to 25 years. This Plan is divided into four sub-categories. They are Plan A, Plan B, Plan C, and Plan D. For more information, please refer below link.
Future Hospital Cash Insurance Policy
Future Health Surplus Top-up Insurance Policy is available on Individual and Family floater basis. The Entry Age of Adults is from 18 years to 65 years and for Children is from 3 months to 25 years. This plan supplements your existing health insurance where you can go for higher sum insured over and above the deductible limit. For detailed information, please refer below link.
Future Health Surplus Top-up Insurance Policy
Future Generali Health Insurance Related Documents and Posts
Here we are providing related posts of the Future Generali Insurance. Click the below links, if you want to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.