HDFC Ergo Motor Insurance Review
HDFC Ergo Motor Insurance is one of the products provided by HDFC Ergo General Insurance. The products offered by HDFC Ergo General Insurance are Motor Insurance, Health Insurance, Travel Insurance, Personal Accident Insurance, Home Insurance, Commercial, Rural Insurance, etc. HDFC Motor Insurance provides different Motor Insurance Policies for the Insured in which the Policy Holder can select any of the Plan according to the requirement. The Plans under HDFC Vehicle Insurance are HDFC Ergo Car Insurance, HDFC Ergo Two Wheeler Insurance, HDFC Commercial Vehicle Insurance, HDFC Personal Accident Insurance, HDFC Liability only policy. The Policy Holder can make HDFC Ergo Motor Insurance Renewal Online for all the Plans. The Different Plans under HDFC Ergo Vehicle Insurance are explained below.
HDFC Ergo General Insurance Company Limited
HDFC ERGO General Insurance Company Ltd is a joint venture between HDFC Ltd and ERGO International a Germany-based company. The Company is headquartered in Mumbai, India. HDFC Ltd has 74% stake in the company while the remaining 26% by ERGO. HDFC General Insurance Company operates in 89 Indian cities across the country. The company is the fourth largest general insurance company in the private sector. The HDFC Insurance Company operates the operations include money payment, policy renewal, and to know the policy status through online. The Official Website of HDFC Ergo is www.hdfcergo.com. The HDFC Ergo Motor Insurance Policy Details, HDFC Motor Insurance Features & Benefits, HDFC Vehicle Insurance Coverages and Inclusions are provided here.
HDFC Ergo Motor Insurance Policy Details
HDFC Ergo Motor Insurance Policy Details consists of HDFC Motor Insurance Features & Benefits, HDFC Vehicle Insurance Coverages.
HDFC Motor Insurance Features & Benefits
The HDFC Motor Insurance Features & Benefits vary for different plans that are available below.
HDFC Ergo Car, Two Wheeler, Commercial Vehicle, Liability only policy Features & Benefits
- The Policy covers loss or damage to the vehicle due to Burglary, Accident by external means, Fire, Explosion, Earthquake, Flood.
- The policy also provides Personal Accident Cover for Owner Driver. It also covers the named and unnamed passengers up to the seating capacity of the vehicle and paid driver.
- The HDFC Motor Insurance also covers injury or death to a third party or damage to property of a third party in case of an accident involving your vehicle.
- The Policy Holder is provided with comprehensive packages as per profile.
- The Policy Services are also provided Online, which is easy for an Insured to pay the Premium Online.
HDFC Personal Accident Insurance Features & Benefits
- The HDFC Personal Accident Insurance Policy provides Insurance in the case of Accidental Death of the Insured.
- The HDFC Ergo personal accident policy covers death, permanent total disability, permanent partial disability of the Insured.
- Ambulance Charges are covered in this policy.
- Hospitalization up to 45 days due to accident or illness of the Insured, Hospital Cash is provided.
HDFC Vehicle Insurance Coverages / Inclusions
The HDFC Vehicle Insurance Coverages / Inclusions for different plans is available below.
HDFC Ergo Car, Two Wheeler, Commercial Vehicle, Liability only policy Coverages
- The Policy Covers Loss or damage to your vehicle by burglary, theft, terrorist activity, fire, earthquake, flood.
- HDFC Ergo General Insurance Company will cover the Death or Injuries caused by your vehicle to Third Party.
- The Policy provides Personal Accident cover to the Insured, Driver of Vehicle and Co-driver for Rs 2 lakhs.
- On Payment of Additional premium, the Insurer will provide add-on Coverages to the Policy Holder.
HDFC Personal Accident Insurance Coverages
- The Policy provides Family Coverage Plans for the Insured.
- The HDFC Personal Accident Insurance coverage is also available for self, spouse, dependent children, and Parents.
- The Policy Covers accidents in India and worldwide.
- Persons below the age of 65 years are covered in this policy.
HDFC Ergo Motor Insurance Plans
The Key Features & Benefits, Coverages of HDFC Ergo Motor Insurance Plans are available here. You can see the list of HDFC Motor Insurance Plans given below.
- HDFC Ergo Car Insurance Policy.
- HDFC Ergo Commercial Vehicle Insurance Policy.
- HDFC Personal Accident Insurance Policy.
- HDFC Ergo Two Wheeler Insurance.
- HDFC Ergo Liability only policy.
The Insured will be covered with extra benefits as per the plan opted. For more details about HDFC Vehicle Insurance plans, refer the below section.
Overview of HDFC Vehicle Insurance Plans
HDFC Ergo Car Insurance Policy covers the loss caused to the vehicle due to fire, theft, explosion, burglary, riots, strikes, earthquakes & terrorist activities. The third party liability is also covered in this HDFC Car Insurance Policy. The Claim can be made anytime, as the HDFC Ergo General Insurance provides 24×7 service. The Detailed information about HDFC Car Insurance Policy is available below.
HDFC Ergo Car Insurance Policy
HDFC Commercial Vehicle Insurance Policy covers the loss that has to be paid by the insured when he involves in any third party damage. The Loss caused to the vehicle due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents are also covered in this policy. For more information, please refer below link.
HDFC Ergo Commercial Vehicle Insurance Policy
HDFC Two Wheeler Insurance Policy covers the loss that has to be paid by the insured when he involves in any third-party damage. It also covers the loss caused due to damage to your vehicle. Personal Accident cover is also provided in this policy. For detailed information, please refer below link.
HDFC Ergo Two Wheeler Insurance Policy
HDFC Ergo Liability Only Policy covers the loss that has to be paid by the insured when he involves in any third-party damage. The Policy covers two-wheelers, private cars and commercial vehicles. It also covers the loss caused due to damage to your vehicle. Personal Accident cover is also provided in this policy. For detailed information, please refer below link.
HDFC Ergo Liability Only Policy
HDFC Personal Accident Insurance Policy offers different coverage facilities individual and family package cover. This policy provides compensation for bodily injury or death of an insured person due to an accidental by external, visible and violent means. The Policy covers accidents in India and worldwide. For detailed information, please refer below link.