HDFC Investment Plans, Saving Plan Review
HDFC Investment Plans offers the best Investment Plans and Saving Plans to the Customers to live a comfortable life in the Future. You must save some money for the future purpose to meet needs like children education, illness in old age, increasing inflation, needs of growing children, etc. The Insured have to select the best HDFC Investment Plan, which provides the hassle-free life in future. On Investing in HDFC Saving Plan, the Insured will get the amount invested with the additional bonus amount. The Other Facility in this HDFC Saving Plans is Flexibility of Cash Withdrawl. According to the requirement of the Policy Holder, the HDFC Investment Plans Policy Period can be selected which provides better maturity benefits. The HDFC Life Premium Payment can be made Online by using HDFC Life Insurance Online Payment.
HDFC Life Insurance Company Provides various Investment and Saving Plans that may be invested for long term or mid term purpose. The Policy Holder have to read all the features of HDFC Investment Plans and select the best plan that provides more benefits. The Various HDFC Savings Plan provided by HDFC Life is available below. The HDFC Life Investment Plan is one of the best plan offered by the HDFC Life Insurance. The Features and Benefits of HDFC Investment Plans and Saving Plans are explained below. The Insured can buy the HDFC Saving Plan by visiting the Official Website of HDFC Life Insurance Company Limited. The HDFC ULIP plans are also available below.
HDFC Investment Plan Features and Benefits
HDFC Investment Plans provides the best policies with a broad range of benefits for you and your family. HDFC Life Insurance offers various Investment plans in which the Insured have to choose any of the plans that best suits you. For all these HDFC Investment Plan, there are some common features, Benefits that are mentioned below. HDFC Saving Plan offers customized policies in which you can enclose any need that you might have.
HDFC Saving Plans Features
The Features and Benefits vary for different HDFC Investment Plans as opted by the Insured.
- The Policy provides Protection against uncertainties of life for the entire policy term.
- Steady and Guaranteed Annual Income to provide a regular inflow of funds.
- At the time of maturity, lump sum amount is payable as a percentage of Basic Sum Assured with some additional benefits as per the plan.
- Flexibility to choose the sum assured and premium payment frequency.
HDFC Life Investment Plan Benefits
- Tax Benefits are available to the Insured under Section 80C and Section 10 (10D) of the Income Tax Act according to the HDFC Investment plans. For information bout Tax on Insurance Policies, refer www.taxqueries.in.
- Death Benefit: If the insured had died within the policy period, then the premium amount will be payable to their family members or nominee chosen by the policyholder.
- Maturity Benefit: The Policy Holder will receive the Fund Value as Maturity Benefit on the survival of policy until the end of the policy term.
HDFC Saving Plan Details
HDFC Life Insurance Company provides the best and all types of HDFC Saving Plan. They give the additional coverages, benefits and other details in the HDFC Investment Plans. The benefits are covered as per the plan opted. So please refer the HDFC Investment Plan, which are given below.
- HDFC Life Click2Invest.
- HDFC Life Sanchay.
- HDFC Life Super Income Plan.
- HDFC SL Crest.
- HDFC Life ClassicAssure Plus.
- HDFC Life Super Savings Plan.
- HDFC Life ProGrowth Plus.
- HDFC SL ProGrowth Super II.
- HDFC SL ProGrowth Flexi.
- HDFC Life Sampoorn Samridhi Plus.
- HDFC Life Sampoorn Nivesh.
- HDFC Life Uday.
- HDFC SL ProGrowth Maximiser.
Overview of HDFC Life Investment Plan/Saving Plans
Below, we are giving the brief details about each and every HDFC Life Investment Plan. The Life Insured should read all the HDFC Investment Plans before taking the Policy.
HDFC Life Sanchay Plan provides the Flexibility to choose the Policy Term with a limited premium paying term. At the time of Maturity, a Guaranteed Addition of 8% or 9% of Sum Assured for each completed policy year. The EMI Facility is available for the HDFC Bank Credit Card Holders. Throughout the Policy Term, Financial Protection is provided to the Policy Holder at the time of uncertainties. For More Information about HDFC Life Sanchay Plan, please refer the below link.
HDFC Life Sanchay Plan
HDFC Life Super Income Plan provides regular income during the payout period of 8 to 15 years. Tax Benefits on Premiums paid, Maturity Benefit and regular income as per section 80C, 10(10D) of the Income Tax Act. The HDFC Life Super Income Plan provides Flexibility to choose the premium payment. The Policy provides Financial Protection to the Insured throughout the Premium Payment term and payout period. Every year the Guaranteed base income varying from 8% to 12.5% is provided to the policyholder. For Detailed information, please refer the below link.
HDFC Life Super Income Plan
HDFC Life ClassicAssure Plus provides Insurance coverage throughout the policy term. The Premium Payment terms are limited for 7 and 10 years. The Plan provides the option for Short Medical Questionnaire to eliminate medical tests. The HDFC Life ClassicAssure Plus is provided for single life basis. For Sum Assured of 10 lakhs and above a discount on basic premiums is provided. The loan is offered in this policy with some conditions. For Detailed information, please refer the below link.
HDFC Life ClassicAssure Plus
HDFC Life Super Savings Plan is an endowment plan in which the Insured have the Flexibility to choose the Policy Term from 15 to 30 years. In the case of accidental death, an additional sum assured is provided. The HDFC Life Super Savings Plan provides an EMI facility to the HDFC Bank Credit Card Holders. The maturity benefit can be boosted with reversionary bonuses and terminal bonus if any provided by HDFC Life. The Insurance Coverage is provided throughout the Policy Term. For More information, please refer the below link.
HDFC Life Super Savings Plan
HDFC Life Sampoorn Samridhi Plus is an endowment plan with an option to extend life coverage up to 100 years for a Limited premium. The Insured can choose the Policy term from 15 to 40 years. During the policy term, an additional sum assured is provided in case of accidental death. The Policy Holder have the flexibility to choose the premium payment frequency. Death Benefit, Maturity Benefit is provided in this HDFC Life Sampoorn Samridhi Plus. For More information, please refer the below link.
HDFC Life Sampoorn Samridhi Plus
HDFC Life Sampoorn Nivesh provides the Insured 3 benefits options and can choose from them based on the requirement. The investment term can choose from 10 to 25 years. The Plan provides an Option of accidental death benefit through Extra Life Option. On investing on higher premium amount Reduced premium allocation charge will be provided. The Insured have the Flexibility to choose from 8 fund options. For Detailed information about HDFC Life Sampoorn Nivesh, please refer the below link.
HDFC Life Sampoorn Nivesh
HDFC Life Uday offers Multiple term options which suit the needs of the Policy Holder. At the end of each financial year, Bonuses is declared. In the case of death of the Policy Holder due to an accident, Additional Death Benefit is provided. The Monthly Premium is as low as Rs 500 and annual premium as low as Rs 5000. The Death Benefit continues for next one year even if the Insured miss a premium payment, Once your policy acquires a Guaranteed Surrender Value. For More information about HDFC Life Uday, please refer the below link.
HDFC Life Uday
Overview of HDFC ULIP Plans
The HDFC Investment Plans consists of some HDFC ULIP Plans which are explained below.
HDFC Life Click2Invest Plan is a single premium payment plan for a limited period of 5, 7, 10 years. The Plan provides zero charge structure in which the insured has 8 fund options to invest in the HDFC Life Click2Invest. Tax Benefits are provided as per the Income Tax Act. The Nominee will receive the Sum Assured with an additional bonus if any on the death of the Insured. The Policy Holder will receive Fund Value as Maturity Benefit on survival till the end of policy term. For Detailed information, please refer the below link.
HDFC Life Click2Invest Plan
HDFC SL Crest Plan provides the Flexibility to invest in any of the 4 funds offered by the HDFC Life Insurance. There was no limit on the maximum premium to be paid. The Life insured can choose the sum assured between 10 times to 20 times of the annual premium. The Policy Holder have to pay premium for 5 years and can enjoy the policy term for 10 years. The Premium Payments can be made by Credit Card, Internet Banking, cheque or auto debt facility. For More Information about HDFC SL Crest Plan, please refer the below link.
HDFC SL Crest Plan
HDFC Life ProGrowth Plus provides the Flexibility to choose sum assured for the Policy Holder. The Premium Payment can be made in multiple modes like credit card, internet banking, cheque, auto debit facility. To meet the unplanned expenses, the Insured have the Flexibility to make partial withdrawals. Tax Benefits are provided as per Income Tax Act. For Detailed information about HDFC Life ProGrowth Plus, please refer the below link.
HDFC Life ProGrowth Plus
HDFC SL ProGrowth Flexi provides the flexibility to choose one of the two benefits options and range of funds. At the time of Maturity, the Insured can take the Fund Value at the prevailing unit prices as a lump sum or can opt for settlement option. The Insured have the Flexibility to move the accumulated funds from one fund option to another anytime. Tax Benefits are provided as per Income Tax Act. For Detailed information about HDFC SL ProGrowth Flexi, please refer the below link.
HDFC SL ProGrowth Flexi
HDFC SL ProGrowth Super II provides the Sum Assured to your family in case of unfortunate death of the Insured. The Policy term can be selected for 10 years or from 15 to 30 years. The investment funds can be managed either by switching funds from one fund to another or by redirecting future premiums into other funds. The Policy Holder can avail the option of hassle-free annual premium. The HDFC SL ProGrowth Super II can avail short medical questionnaire, which may not require of medical tests. For More information, please refer the below link.
HDFC SL ProGrowth Super II
HDFC SL ProGrowth Maximiser is a unit-linked insurance plan with single premium payment. At the time of Maturity, the Insured will receive the Fund Value. On the death of the life assured, greater of the fund value or Sum Assured or the minimum death benefit will be payable to the nominee. The HDFC SL ProGrowth Maximiser provides insurance coverage for 10 years. Tax Benefits are provided as per the Income Tax Act. For Detailed information, please refer the below link.
HDFC SL ProGrowth Maximiser
HDFC Investment & Saving Plan Related Documents and Posts
Here we are providing related posts of the HDFC Investment Plans and Saving Plan. Click the below links, if you want to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.