ICICI Home Insurance Policy Review
ICICI Home Insurance is the best policy offered by the ICICI Lombard General Insurance Company. A home is susceptible to many possible threats like burglary, theft, fire, and natural disasters like earthquake, tornados, and storms. ICICI Lombard Home Insurance Policy provides protection and safety to your house from unforeseen disasters and damages. In our house, we keep valuable things like jewellery and electronic equipment such as washing machine, refrigerator, etc. When you are taking the ICICI Lombard Home Loan Insurance Policy, it is not only for home but also for the private things. The ICICI Home Loan Insurance Plan covers all your assets and valuable things owned by you. This Company offers the ICICI Household Insurance not only for the own house but also for alternate accommodation when your own house is damaged unexpectedly. The ICICI Home Insurance Policy provides rebates on insurance cover option. You can Calculate the home insurance premium using the ICICI Home Loan Insurance Premium Calculator.
ICICI Home Insurance Policy Features and Benefits
ICICI Lombard Home Insurance Policy has many features and benefits. Following are the advantages that are offered by ICICI Home Loan Insurance Policy.
- ICICI Lombard Home Insurance Policy provides the coverage against as follows.
- Earthquake, floods, and cyclone.
- The Explosion of fire.
- Burglary and theft.
- Terrorism Act.
- ICICI Home Insurance offers the expenses for alternate accommodation when you will pay extra premium.
- The compensation for alternate accommodation is Rs. 1 lakh for up to 6 months. This is applicable when the you are insuring for structure of your house.
- The company gives the discount of 25% on Content (belongings) Insurance and 50% discount on Structure Insurance.
- They are providing the structure coverage up to 10 years, content (belongings) coverage upto 5 years.
- For both structure and content coverages up to 5 years.
- Buy the home insurance policy through online also.
ICICI Lombard Home Insurance Policy Coverages
ICICI Home Insurance Policy covers the insurance for only structure (Building) or only content or both structure and content. The following are the ICICI Lombard Home Insurance Policy Coverages.
- Loss or damage caused due to natural and man-made calamities.
- The following are the calamities covered under this policy are.
- Fire explosion.
- Implosion / Explosion (excluding pressure vessels, economizers, boilers).
- Malicious, Strike, and Riot Damage.
- Aircraft damage.
- Flood and Inundation, Cyclone, Tempest, Tornado, Storm, Hurricane, Typhoon.
- Impact Damage.
- Landslide and Subsidence including Rockslide.
- Bursting of water tanks, pipes, and apparatus.
- Missile Testing Operations.
- Leakage occurs when Automatic Sprinkler Installations.
- Bush Fire.
ICICI Home Insurance Exclusions
Following are the ICICI Home Insurance Exclusions (Not Covered).
- Willful destruction of the property.
- A nuclear group of perils and War.
- Tear and Wear.
- Cash, works of art.
- Antiques, bullion.
- Within 30 days, you may not inform the company when any losses occurred, and then the company will not give any compensation.
ICICI Home Insurance Policy Proposal form
ICICI Home Insurance Policy requires the Proposal Form while buying the ICICI Lombard Home Insurance Policy Offline. Required forms are there to know the details of this policy are attached below.
ICICI Home Insurance Policy Claim Process
ICICIHouseholder Insurance Claim Process is Hassel-free. It makes your claim settlement within few days. We are giving the brief description about the ICICI Long Term Home Insurance Claim Process.
- Make a call to the Customer Care or Visit the nearest branch of ICICI Lombard Insurance Company.
- After claim intimation, the policyholder will forward an ICICI Lombard Home Insurance Claim Form.
- Submit the ICICI Home Insurance Claim Form with accurate details, along with an estimation of the loss to the policyholder.
- While registering the claim, you have to keep the following details nearby, that will help the company to serve you faster.
- Policy number.
- Contact details.
- Date and time of loss.
- Location of loss.
- Nature and extent of the loss.
- The policyholder have to submit the relevant documents within 7 days for Final Survey Report (FSR).
- The Claim Settlement will be completed within 7 days.
ICICI Household Insurance Claim Form is required for claim settlement. Following is the necessary document to make a claim.
ICICI General Insurance Contact Details
For any queries call to the ICICI Lombard General Insurance Customer care. (Or) Visit the nearest branch of ICICI Lombard General Insurance.
The Toll-Free Number is 1800 2666.
Phone Number is +91-9223622666.
The official website of ICICI Lombard General Insurance is www.icicilombard.com.
ICICI General Insurance mail id is firstname.lastname@example.org.
Corporate Office Address
ICICI Lombard General Insurance Company,
Zenith House, Keshavrao Khade Marg,
Landmark: Opp Racecourse,
Pin – 400 034.
ICICI Lombard Home Insurance Related Posts
Here, we are providing the related posts of the ICICI Lombard General Insurance. Click the below links, if you want to know the details about the ICICI Lombard Login, ICICI Lombard Policy Renewal, ICICI Lombard Home Insurance Online Payment, ICICI Home Loan Insurance Claim Status, and ICICI Lombard General Insurance Recruitment.