L and T Car Insurance Policy
L and T Car Insurance is an insurance that is wilful to cover Personal Accident, third party legal liability and other medical expenses. Safeguard yourself from the unexpected troubles with the best Car insurance plans offered by Larsen & Toubro. L and T Car Insurance gives coverage against accidental loss or damages to the own car or a third party. L&t Motor Insurance provides different Insurance plans for the Insured in which the Policy Holder can select any of the Plan according to the requirement. While Choosing L&T Car insurance policy, a person should always compare premium offered by various insurers to ensure that he got the best deal.
The amount of premium would depend on the make and value of the car, state from where it was registered, and manufacturing year. The L&T General Insurance offers a vast range of plans such as L&T health Insurance, L&T home Insurance, L&T travel Insurance, L&T Car Insurance. The Larsen and Toubro General Insurance provides L and T Car Insurance Plans for Individual, Groups, personal accidents.
About L & T General Insurance
L & T General Insurance Company Limited is a wholly owned subsidiary of Larsen & Toubro Limited. Larsen & Toubro Limited is an Indian multinational Company. L & T General Insurance Limited head office is located Mumbai, Maharashtra, India. Larsen & Toubro was founded by two Danish engineers Soren Kristian Toubro and Henning Holck-Larsen in 1938. L & T has business interests in engineering, construction, information technology, manufacturing goods, and financial services, and also has an office in the Middle East and other parts of Asia. L & T is one of the world’s top 50 most reputed companies in the June 2009 issue of Forbes-Reputation Institute’s “World’s Most Reputable Companies” survey.
L and T Car Insurance Policy is the best one to make your journey comfortable and hassle-free. The L & T Private Car Insurance and Two Wheeler Insurance offers coverage for an occurrence of any risk to your vehicle. Personal Accident Policy provides benefits to the policyholder and their family also. L and T Car Insurance also provides the health cover for personal accident policy. For Detailed information regarding Larsen and Toubro Car Insurance, visit the official website: www.ltinsurance.com.
L&T Car Insurance Inclusions/Coverages
L and T Car Insurance is the best policy offered by Larsen & Toubro General Insurance. L&T Car Insurance offers the best Plans with a broad range of benefits for you and your family. Larsen and Toubro Car Insurance plans offer customized policies that can enclose almost any Car need that you might have. For all these L and T Car Plans, there are some universal benefits, coverages that mentioned below.
L and T Car Insurance Features and Benefits
- Medical expenses covered when an unexpected accident occurs.
- Damage and Loss to your vehicle due to the following.
- Natural Calamities such as Lightning, Earthquakes, Floods and many more.
- Bulgary, Theft, Strike, Explosions, Fire, Self-Ignition and Damage in Transit.
- Cashless claim settlement across over 1000 authorized network of garages.
- Accident by external means.
- Compensation is available when the nominee died.
- During the time vehicle is being transport by road, rail, inland waterways, air or lift.
L and T Car Insurance Coverages
- Non-electrical accessories such as seat covers, alloy wheels can also be covered for loss or damage.
- In the case of personal injury to a third party.
- In the case of accidental death and Permanent total disability.
- Legal liability claims made by a third party.
- Property Damage Coverage.
- L & T Car Insurance offers an option to purchase an additional personal accident cover.
- An additional cover for legal liabilities.
For Detailed Information about Individual Products offered by Larsen and Toubro Car Insurance, check the link provided below.
L & T Car Insurance Policy – Private Car Package Policy
It is not easy to choose the best insurance protection solution for your Car. Even though motor insurance has been made mandatory by law, L&T Private Car Package Policy brings you the option of choosing from a vast range of covers and individual choices. L and T Car insurance gives complete protection against physical damage or loss from natural and man-made calamities. Unexpected accidents, Damage due to Natural Calamities can be expensive and cause significant inconvenience to you. L&T Insurance offers Car Insurance plans for Individuals, Group, Personal Accidents. Here we are providing an overview of Coverages, Benefits and Key Features provided by L and T Car Insurance Policies.
L and T Car Insurance Exclusions
There are some circumstances under which a claim will not be accepted. The L&T Private Car Package policy exclusions are mentioned below.
- The Private Car Insurance plan is valid for the use of the car in India only, unless you have opted for the add-on cover for the geographical extension.
- Any other financial loss sustained by the insured as a consequence of the accident will not be covered.
- Car Insurance Plan coverage is not any claim for accidental damage caused by drivers without a valid driving license at the time of the accident.
- Any claims for accidental damage caused by drivers under e influence of liquor, drugs or intoxicants.
- Any accidental damage or liability arising from any agreement about the vehicle that was not intimated to the Insurance Company.
- Loss/damage encountered due to War invasion, Nuclear fission, Radioactive contamination.
For detailed information regarding the L and T Motor Insurance Exclusions, click on the link provided below.
L&T Private Car Insurance Policy Buying procedure
L and T Car Insurance policy can be purchased by Online mode and Offline mode.
Steps for Online mode Buying Process
- Visit the L&T General Insurance official website: www.ltinsurance.com.
- Click on Motor Insurance and Select Private Car Package policy.
- Calculate Premium with the help of L&T Premium Calculator and Buy Online.
Steps for Offline mode Buying Process
The customer has to buy the insurance policy from the licensed agent. L and T Car Proposal Forms are required for Buying a policy offline. L&T Insurance Forms & documents are needed for Buying a new policy
- Insured may visit the nearest L&T General Insurance branch to Purchase an L and T Car Insurance policy.
- Insured may download the L and T Private Car Insurance Forms and Documents from the official website
- Insured has to select the premium amount, and he has to pay the premium in terms.
- Along with L&T Car Insurance Forms such as proposal form, Insured have to attach relevant documents.
L and T Car Insurance Claim Process
L & T offers the Claim Process for Car Insurance, Health Insurance, and many other General Insurance Policies. The Insured have to follow all the Steps of L and T Car Insurance Claim Process for Intimation of Claim. The L&T Claim Process was provided for Larsen and Toubro Motor Insurance, Larsen and Toubro Car Insurance, etc. The Insurer will provide the medical, financial and other assistance in case of the emergency condition. For the L and T Claim Process for Motor Insurance click on the below link.