L and T Health Insurance Plans Review
L and T Health Insurance is one of the products provided by L and T Insurance. The L&T Insurance provides different Larsen and Toubro Health Insurance Plans for the customers. Our site provides complete details regarding each plan offered by the L&T General Insurance. L&T Health Insurance Plan provides Health Insurance for Individuals, Family and Critical Illness Plans. Larsen and Toubro provide many General Insurance Policies for the Customers. The Insured can select any L and T Medical Insurance Plans according to requirement. Here we provide the L&T Health Insurance Policy Details, L&T Health Insurance Plans, L and T Health Insurance Features and Benefits, L & T Health Insurance Coverages in detail.
L&T Insurance Company Limited
Larsen and Toubro Insurance Company Limited is one of the Top Insurance Company, which offers many Products. The Products offered by L&T Insurance are Health Insurance, Motor Insurance, Home Insurance. L and T Health Insurance is one of the Products provided by Larsen and Toubro Insurance, which covers different L&T Health Insurance Plans. The Customer looking for best Health Insurance Policy can opt for this Larsen and Toubro Health Insurance Plan. The Hospitalization and Medical Expenses of the Insured will be paid by the Company on the occurrence of any Health Issue. The Policy Holder have to pay the Premium in time to avail the benefits. The L&T Health Insurance Policy Details, L&T Health Insurance Plans are available below. The Official Website for L&T Insurance is www.ltinsurance.com.
L&T Health Insurance Policy Details
L&T Health Insurance Policy Details includes L and T Health Insurance Features and Benefits, L & T Health Insurance Coverages/Inclusions, which is available below.
L and T Health Insurance Features and Benefits
L and T Health Insurance Features and Benefits are as follows.
- Tax Benefits: The Policy Holders are exempted from Income Tax under section 80 D of the IT Act for L&T Health Insurance Plan. For information bout Tax on Insurance Policies, refer www.taxqueries.in.
- Lifetime Renewal of Policy: L and T provide Lifelong Renewal of the Policy Option for the Insured every year for hospitalization/medical expenses.
- Quick Claims Approval: Larsen and Toubro has a broad range of Network Hospitals across India. Provides Cashless services, reimbursement Claim Service, which makes the claim approval process quick and easy.
- Additional Expenses: All the Additional Expenses like Transportation Expenses, Ambulance Charges, Out Patient Medical Expenses are also covered.
- Discounts: L&T Health Insurance offers Family Discounts on the L and T Policy if more than 2 members of a family are enrolled in a single policy.
- Cumulative Bonus: The Company will provide the Cumulative Bonus if the Insured has not made Claim in the 1st year of Policy and applied Renewal.
L & T Health Insurance Coverages/Inclusions
- Pre-Hospitalization Cover: Pre-Hospitalization expenses are provided to Insured for L&T Insurance Plans. The Expenses for the treatment of Policy Holder before hospitalization will be paid by the L and T Health Insurance Policy.
- Post-Hospitalization Cover: The L&T Health Insurance will provide Post-hospitalization expenses incurred by the Insured for the Treatment.
- Day care procedures: The L & T Health Insurance Plan Covers Day Care Procedures that require less than 24-hour Hospitalization for the treatment.
- Inpatient treatment: Reliance General Health Insurance provides Medical expenses incurred for Room rent, Nursing, boarding expenses, Intensive care unit (ICU), Medicines, drugs, etc.,
- Service Assurance: The Insured can avail the Services provided by L&T Health Insurance. The Company will respond to the Intimation received immediately, if fails to respond Larsen and Toubro Health Insurance will pay a compensation of Rs 1000/- for a single claim.
The L&T Health Insurance Plans are provided below, the insured can opt for any of the plans according to the Requirement. For some L and T health insurance policy, there are additional coverages. So please refer the L & T Health Insurance plans given below.
L&T Health Insurance Plans
The L&T Health Insurance Plans provided by Larsen and Toubro Insurance is available below.
L&T Medisure Prime Insurance Policy has the facility for Individual and Family Floater Option, which covers a maximum of 4 members in the policy. It Covers the family that comprises of self, spouse, daughter/son. Pre-hospitalization and post-hospitalization expenses are allowed under this Policy. Family Discount is provided under this Policy. For More Information Please follow the below link.
L&T Medisure Prime Insurance Policy
L&T Medisure Classic Insurance Policy covers Individual and has an Option for Family Floater. The Insured can avail additional Features on Payment of Additional Premium. Free Comprehensive Health CheckUp is provided to the Policy Holder for Claim Free Policy Renewals. The Policy Covers Hospitalization expenses which include ICU Expenses, Maternity, and New Born Baby Cover, etc. For Detailed Information follow the below link.
L&T Medisure Classic Insurance Policy
L&T Personal Accident Insurance Policy can be taken as a family package that includes Spouse, Dependent Children, and Dependent Parents. The Policy covers an additional benefit of Education, Loss of Employment, Ambulance Charges, Transportation Expenses. The Insured has the facility of Reimbursement of Hospitalization Cost due to the accident. Family Discount is provided for the Individual and Family Package Cover. For More Information Please follow the below link.
L&T Personal Accident Insurance Policy
L&T Medisure Super Top Up Insurance has the facility for both Individual and Family Floater. The Family Floater covers you, spouse and two dependent children. Pre and Post Hospitalization Medical expenses are included in this Policy. The Pre-existing diseases costs are also included in this policy. The Insured is exempted from Tax under Section 80D as per rules. The Policy can be renewed lifelong. For Detailed Information follow the below link.
L&T Medisure Super Top Up Insurance
L&T Medisure Plus Insurance covers Individual and Family under Individual Sum Insured Basis and Floater Sum Insured Basis. The Policy Covers Parents, Parents-in-law, Grand Mother, Grand Father, Nephew, Niece, etc. The Policy Holder can avail the Family Discount and Service Assurance under this Policy. The Insured is exempted from Tax under Section 80D as per rules. The Policy can be renewed throughout a lifetime. For More Information Please follow the below link.
L&T Medisure Plus Insurance