L and T Home Insurance
L and T Home Insurance Plans are offered by L&T General Insurance Company to cover your home against risks and from natural calamities. L&T Insurance Company offers Insurance policies not only for Home but also for Health, Corporate, and also provides SME Insurance Policies. The Various L and T Home Insurance Plans are L&T Instachoice Home Insurance, L&T Primary Home Insurance, L&T Premium Home Insurance, L&T Super Home Insurance. As per your requirements, you can select any of the L&T Home insurance plans. Since all these Home products are tailor-made satisfying the needs of people. The premiums will be as per your sum assured. The Policyholder can pay Premium using L&T Home Insurance Online Premium Payment. The Insured can calculate the premium using L&T Home Insurance Premium Calculator.
A house is often the most expensive asset that is owned by an individual. In keeping the view of customer needs Larsen and Toubro designed various L and T Home Insurance Plans. These L&T Plans will provide protection against the risks of terrorism, fire, earthquake, storm, flood, cyclone, burglary and breakdown of appliances. L&T householder policy offers a discount on premium depending upon the number of sections of the plan opted by the proposer. L&T realises the need and has designed a variety of home insurance products that cater to everyone’s home insurance needs.
About L&T General Insurance Company
Larsen and Toubro Limited is an Indian Multinational Conglomerate. L&T was founded in 1938. The company is headquartered in Mumbai, Maharastra. Larsen and Toubro ranked 47th in the world. The company was founded by Danish engineers who has business interests in engineering, construction, and financial services. It also had an office in the middle east and other parts of Asia. The CEO of the company was K.Venkataramanan. Larsen and Toubro ranked 5th among the top fabrication companies in the world. The L and T Insurance Company operates the operations include money payment, policy renewal, and to know the policy status through online. Those who want to buy policies need not go to any of the L&T branches and waste their time. By using L&T online Payment, Users can buy online from anywhere and anytime. Every year L&T General Insurance Company offers many customer services. The official website of L and T Home Insurance Company is www.ltinsurance.com.
Larsen and Toubro Home Insurance Policy Details
L and T Home Insurance Features and Benefits
Fire & Allied Perils
- This cover provides protection to both your building and its contents against perils like fire, lightning, explosion/ implosion.
- It also covers aircraft damage, RSMD, storm, cyclone, impact damage, subsidence, landslide, bursting or overflowing of water, missile testing operations, etc.
- You can also cover loss, destruction or damage to bullion or unset precious stones. If any curious or works of art and such things as stated in the policy up to an amount of INR 10,000/-.
- You do not have to bear the financial brunt of losing prized possessions and valuables.
- The Insured can avail up to 3% and 1% of the admissible claim amount in the event of a loss will be paid for expenses related to architecture fees and debris removal.
Burglary and House Breaking for Contents
- This cover provides protection to contents against loss due to burglary and housebreaking.
- If any damage to the house due to attempted burglary or housebreaking is also compensated up to INR 10,000.
- 1% of each claim amount with a minimum of INR 2,500 will be borne by you.
L and T Home Insurance Coverages and Inclusions
- This cover provides protection to electronic equipment such as for Computers, Laptops, Tablets and Audio/ Visual equipment against Fire & Allied Perils, Burglary, theft, electrical and mechanical breakdown.
- 5% of each claim amount with a minimum of INR 2.500 will be borne by you.
Protection to Domestic Appliances
- This cover provides protection to domestic appliances against electrical and mechanical breakdowns.
- The claim amount includes the cost of transportation for repair.
- The excess is 1% of claim amount subject to a minimum of INR 500 for each and every claim.
L&T Home Insurance Plans
Here we are providing the Key Benefits, Coverages, and Inclusions of Larsen and Toubro Home Insurance Plans. You can see the list of Home Insurance Plans given below.
- L&T Instachoice Home Insurance policy.
- L&T Primary Home Insurance Policy.
- L&T Premium Home Insurance Policy.
- L&T Super Home Insurance Policy.
The Insured will be covered with extra benefits as per the plan opted. For more details about L and T Home Insurance plans, refer the below section.
Overview of L and T Home Insurance Plans
L&T Instachoice Home Insurance policy offers you a choice of 4 sub-plan options, all of which have a fixed Sum Insured and fixed price. This plan offers on the spot cover, for a quick and hassle free transactions. It provides Easy documentation for a stress-free policy for both your home and belongings. For detailed information, please refer below link.
L&T Instachoice Home Insurance policy
L&T Primary Home Insurance Policy provides 11 different covers to protect your home and belongings. In additional to that it has two compulsory covers 9 Optional covers. It includes Baggage Protection, theft, electrical and mechanical breakdown. Under this L and T Home Insurance Plan, you can also cover loss or damage arising out of Fire and special perils. For more information, please refer below link.
L&T Primary Home Insurance Policy
L&T Premium Home Insurance Policy has 28 different covers to protect your home and belongings. This plan offers absolute and complete protection for your home and everything you consider valuable. It covers Legal liability to third parties or third party properties arising out of accidental injury or damage about an arrangement being made for the ceremony. For detailed information, please refer below link.
L&T Premium Home Insurance Policy
L&T Super Home Insurance Policy is designed in such a way that they allow you to build in your sum insured. This Plan gives you the convenience of buying the policy online or over the phone without any documentation hassles. It has 20 different covers to protect your home and belongings. The Proposer can also avail 18 Optional covers that include Electronic Equipment. For more information, please refer the below link.
L&T Super Home Insurance Policy
L&T Home Insurance Related Documents and Posts
Here we are providing related posts of the L&T Home Insurance. Click the below links, if you want to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.