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Home » Blog » Life Insurance » LIC Policy Status by Policy Number Online

LIC Policy Status by Policy Number Online

February 24, 2017 By policydunia

3.7/5 - (18 votes)

LIC Policy Status

Life Insurance Corporation (LIC) of India is the only public sector Life Insurance Company in India. LIC is the largest life insurance company in India. Life Insurance Corporation of India has provided different methods to customers to know about their LIC policy status. For viewing the policy related information, new customers are required to go through a registration procedure, and already registered customers need to login with their respective ids.

Following are the different methods through which LIC customers can check their LIC policy status by giving their Policy Number.

  1. LIC Online service for Registered Users and new user option for new users.
  2. By calling LIC Customer Care Center.
  3. Using LIC SMS Services.
  4. By Commenting policy number at the end of the page.

Tracking policy status is important because it allows the insured to know the details of next premium due, loan status, claim status, accumulated bonus, revival quote, etc. In olden days, the policyholder should visit the nearest branch office or approach an agent to view LIC of India policy status. With time and advanced technology, LIC also has modernized. So, the Life Insurance Corporation (LIC) of India had made life simple to all LIC customers by providing different procedures to know information regarding their policies. Here, one can also check the LIC Policy Status without registration. 

Nowadays it has become very simple to ‘Check their LIC policy status Online.’ We have explained step by step in a detailed procedure for checking your LIC India policy status online. From this page, one can also Check LIC Premium due date, How to find LIC Policy Number by Name, LIC Premium Payment Status, etc. So, go through this article and know any of your LIC Policy Details within minutes.

LIC Policy Status by Policy Number Online

The policyholder can check LIC policy status from any place anytime, which means he/ she need not pay a visit to the LIC office and stand in a queue. Furthermore, the life assured can regularly check the LIC Status of any policy to stay updated with the bonus or other details. Since most of the policyholders are tech savvy today, checking LIC Premium Status online is a simple task. But to avail the LIC online services, one must register into the LIC portal.

LIC Online Registration Process for New Users

  1. Log on to LIC Official website http://www.licindia.in/
  2. Click on “LIC’s e-services” option available under the Online Services tab.
  3. A new page appears with two fields, in that Click on New User as shown in below image.

LIC New User Login    4. The insured should complete the Online registration process. For registration as New user, you need to provide information like

  • Policy number
  • Premium amount
  • Date of Birth
  • E-mail I.D

Note: Give premium amount and date of birth details as per the policy document.

Life policy status new user details image

5. After filling these details click on proceed option, Which directs to a new page.

6. In that new page, create a User I.D and Password of your choice,

  • The username can be alpha, numeric, with characters dot and underscore
  • Make sure that Password is at least of 8 characters long and

Password need to have at least one numeric character (Ex: 0-9)

i.e., Password must be alphanumeric (Ex: naveen1990)

  • The user-id chosen should be unique.
  • The password should be unique and should be kept confidential.

LIC policy status new user I.D page image

By completing this process, an auto-generated message will be sent through mail containing your Login details. By using the Login Details, you can view LIC policy status and other policy related information.Now you can login as a Registered user.

7. To login Enter User I.D and Password details. After entering the login details, enter the “Submit” button; it will take you to the fresh page where you need to click on “View enrolled policies.”

LIC policy status new user enrol policy image8. “View enrolled policies” will be in the list of options on the left side of your screen, choose view enrolled policies among them.

9. It will ask you to enter the text shown in the image, so enter it and then click on the submit button.

LIC policy status registered user text entering image

10. Then it will direct to a page containing your policy number. Click on “Policy Number.”

11. Then you will get all the details about your lic policy like LIC policy status, maturity date, Premium due date, loan amount, loan interest amount.

On successful registration, the customer will have access to know information regarding the status of policies, loan, revival, premium due/ policy calendar, maturity calendar, etc.

 

LIC policy status procedure for Registered users

Login facility is provided on the Homepage for the use of registered users. So, those who are already registered can follow the below procedure to know LIC policy status.

  1. Log on to LIC website http://www.licindia.in/
  2. Click on “LIC Online Services” option.

 

   3. ItThis will redirect to a new page as shown below. Click on the “Registered User.” This click enables you to go to a new page.

LIC policy status Registered user image

4. Then enter Login Id and password of your LIC account. After entering the details, click on “Go” as shown in the image given below, then after successful login, you will have access to check the policy details.

LIC Policy Status Login

  5. The Entered login details will take you to the fresh page where you need to click on “View enrolled policies.”

LIC policy status new user enrol policy image

6. This click will take you to the page where an image with text appears. Enter the same text and click on “Submit.”

LIC policy status registered user text entering image

7. After that, the policy number of enrolled policy will be viewed, Click on the policy number.

LIC policy status registered user policy number image

8. After clicking on Policy number, LIC Online Policy Status will be displayed as shown in below image.

LIC policy status image

Procedure to check LIC Policy Status by calling customer care

LIC policy statLIC policy status through customer care

LIC has provided another easy option to know LIC Online Status. That is by calling “LIC customer care.” Those who don’t have access to the internet can easily find out their policy status through the phone.

LIC is providing 24* 7 facility in cities. You need to dial 1251 if you are MTNL/ BSNL user or type your city code before the IVRS number to use this facility. You can use corresponding helpline number of your city.

“LIC customer care” number of each city are given below.

S.no city state capital phone numbers
1 Agra Uttar Pradesh Lucknow 0562-2527755
2 Ahmedabad Gujarat Gandhinagar 079-27456848
3 Amritsar Punjab Chandigarh 0183-2564561
4 Bangalore Karnataka Bangalore 080-26659230
5 Bang alor e-II Karnataka Bangalore 080-22966836080-22966896
6 Belgaum Karnataka Bangalore 0831 24388560831 2438857
7 Bhagalpur Bihar patna 0641-26100110641-26100330641-2610099
8 Bhubaneshwar Orissa Bhubaneshwar 0674 – 2573996
9 Bhopal Madhya Pradesh Bhopal 0755-2550242
10 Chandigarh Haryana & Punjab Chandigarh 0172-2678107
11 Chennai Tamilnadu Chennai 044-25300030
12 Chennai-II Tamilnadu Chennai 044-24747535
13 Coimbatore Tamilnadu Chennai 0422-2300300
14 Cuttack Orissa former capital Cuttack 0671-2307085
15 Delhi New Delhi 011-23762681
16 Delhi-II New Delhi 011-22785930
17 Dhanbad Jharkhand 0326-22253440326-2225345
18 Dwarka Gujarat 011-28042585
19 Ernakulam Kerala 0484-2383883
20 Goa Maharashtra Panaji 0832-2490100
21 Gulbarga Karnataka 08472 – 23303008472 – 243030
22 Guntur Andhra Pradesh 0863-22114760863-2211562
23 Guwahati Assam 0361-2460003
24 Gwalior Madhya Pradesh 0751-2448641
25 Gurgaon Haryana 0124-25760600124-25780600124-2570060
26 Hubli Karnataka 0836-22643330836- 22642330836- 2264833
27 Howrah West Bengal 033-2637-4387
28 Hyderabad Telangana 040-23437997 040-23420730
29 Indore Madhya Pradesh 0731-1251
30 Jabalpur Madhya Pradesh 0761-2407283
31 Jaipur Rajasthan 0141-2712606
32 Jalandhar Punjab Chandigarh 0181-2480918
33 Jamshedpur Jharkhand 0657-2320600
34 Jammu Jammu and Kashmir 01912479717
35 Jodhpur Rajasthan 0291-2620079
36 Kanpur Uttar Pradesh 0512-2307443
37 Karnal Haryana 0184-22660241842208400
38 Kolkata West Bengal 033-22545454
39 Kolkata(S) West Bengal 033-2337-0642
40 Kolkata-II West Bengal 033 2419-8476
41 Kottayam Kerala 0481 23074220481 23024080481 2307411
42 Kozhikode Kerala 0495 27255810495-2725583
43 Lucknow Uttar Pradesh 0522-2627470
44 Ludhiana Punjab Chandigarh 0161-2424074
45 Madurai Tamil nadu 0452-2370361
46 Mangalore Karnataka 1251
47 Mumbai-I Maharashtra 022-26766221022 26788943
48 Mumbai-II Maharashtra 022-27725968
49 Mumbai-III Maharashtra 022-28912605
50 Mumbai-IV Maharashtra 022 2848290798201-23004
51 Muzaffarpur Bihar 0621-22710830621-2281023
52 Mysore Karnataka 0821-2346900
53 Nagpur Maharashtra 0712-2250306
54 Nerul Maharashtra 27725968
55 Noida Uttar Pradesh 0120-2444026
56 Patna Bihar 0612-2201795
57 Pune Maharashtra 020-25514248
58 Raipur Madhya pradesh 0771-2210010
59 Rajkot Gujarat 0281-25813180281-2581319
60 Salem Tamil nadu 0427- 2440588
61 Secunderabad Telangana 040-27820146
62 Siliguri West Bengal (0353) 1251(0353) 2216000
63 Thane Maharashtra 0261-12510261- 2770004
64 Tirunelvelli Tamil nadu 0462-2577070
65 Trichy Tamil nadu 0431-2741000
66 Trivendrum Kerala 0471-2335222
67 Varanasi Uttar Pradesh 0542-2220457, 0542-2500412
68 Vellore Tamil nadu 0416-2252202
69 Vijaywada Andhra pradesh 0866-2484803
70 Visakhapatnam Andhra pradesh 0891-2523473
71 Warangal Telangana 0870-2544460

Procedure to check LIC Policy Status by SMS

LIC policy status SMS image

LIC of India has introduced LIC SMS Services for their policyholders. Through this LIC SMS Alert Service, one can get LIC policy status just by sending a text message using the Mobile phone. As it is a free SMS information system, it will be helpful to all the LIC policyholders to get policy and servicing details. So, with this method, you can check the LIC India Policy Status without Registration.

Through SMS service you can enquire about

  1. LIC Individual Policy
  2. LIC Pension Policy
  1. To enquire about LIC Individual policy through SMS, type

ASKLIC  < POLICY NO >  PREMIUM/REVIVAL/BONUS/LOAN/NOM  and send to 9222492224.

  • Premium- Installment premium under policy
  • Revival – If policy is lapsed, Revival amount payable
  • Bonus – Amount of bonus Vested
  • Loan – Amount available as loan
  • NOM – Details of Nomination
  1. To enquire about LIC Pension policy through SMS, type

LICPension<PolicyNumber>[STAT/ECDUE/ANNPD/PDTHRU/AMOUNT/CHQRET]) and send to 9222492224

  • IPP Policy Status – (STAT)
  • Existence Certificate Due – (ECDUE)
  • Last Annuity Released Date – (ANNPD)
  • Annuity Payment through – CHQ/ECS/NEFT) (PDTHRU)
  • Annuity Amount –  (AMOUNT)
  • Cheque Return Information –  (CHQRET)

Procedure to check LIC Policy Status by using Comments

LIC policy status by commemt

Please leave a Comment with your policy Number with what information you want to know like premium amount, surrender value or bonus amount acquired. We will post you the information on your Queries.

LIC Surrender Status

Surrender Value: It is the amount payable to the policyholder when the policyholder decides to terminate the policy before the maturity of the policy. Surrender value is payable when full premiums are paid for Minimum of three years.

  • If you had paid premiums for 3 or more years but less than 4 years and wanted to surrender the policy, 80% of Maturity Sum Assured will be paid as surrender value.
  • If you have paid premiums for 4 or more years but less than 5 years, then 90% of the Maturity Sum Assured will be paid as surrender value.
  • 100% of the Maturity Sum Assured will be paid when 5 or more years premiums have been paid.
  • If the insured wants to surrender the policy before 3 years from the date of commencement of policy, nothing will be given to the policyholder. That is the reason Surrender of policy is not recommended.

Maturity Sum Assured: Maturity Sum Assured means the Sum Assured corresponding to the term for which premiums have been paid under the policy.

LIC is providing 24* 7 IVRS facility in most of the cities. Please refer the above LIC customer care numbers table to get LIC Policy Surrender Status.

LIC Maturity Status

LIC Maturity status depends on survival benefits, Maturity benefits and Disables benefits. LIC Maturity status depends on type of plan opted

To take the maturity, one need to submit the following documents to his home branch only. They are as follows:

1. Original policy bond of the policy.

2. NEFT form (duly filled along with a canceled cheque) so that the maturity proceeds can directly be transferred to the policyholder’s account.

3. Revenue stamp of Rs1/-.

LIC is providing 24* 7 facility in cities. Please refer the above LIC customer care numbers table to get LIC Policy Maturity Status.

LIC Loan Status

The Life Insurance Corporation of India will grant a loan to the policyholder against his/ her policy as per the terms and conditions applicable to the policy.

The requirements for granting a loan are as under:

a) Application for loan.

b) Policy to be assigned entirely to the Corporation

c) A receipt for the loan amount

The maximum loan amount available under the policy is 90% of the Surrender Value of the policy (85% in case of paid up policies) including cash value of the bonus. The rate of interest charged on loans is at 9% to be paid half-yearly.

The minimum period for which a loan can be granted is six months from the date of its payment. In case the policy becomes a claim either by maturity or death within six months from the date of the loan, interest will be charged only up to the date of maturity/ death.

LIC loan status can be known through calling LIC customer care and through LIC SMS procedure.

LIC is providing 24* 7 facility in cities. Please refer the above LIC customer care numbers table to get LIC Policy Loan Status.

To get LIC loan status through SMS type

ASKLIC <policy number> LOAN and send to 9222492224.

Filed Under: Life Insurance, Life Insurance Corporation of India

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