National Insurance Claim Process | National Insurance India Claim Procedure

National Insurance Claim Process

National Insurance Claim Procedure for all the General Insurance Policies provided by National Assurance Company is explained clearly on our site. The National Insurance Claim Process is same for all the policies provided by the National Insurance Company Limited. The National Insurance Claim Form required for the Policies are available at the National Insurance Co. Ltd. The General Insurance Policies of National Insurance are National Motor Insurance, National Health Insurance, National Personal Insurance, National Rural Insurance, National Industrial Risk Insurance, National Commercial Risk Insurance. The Claim Form is Same for all the National Insurance General Insurance Policies which can be downloaded from our website. The National Insurance Claim Process for Motor Insurance, Health Insurance and personal insurance is explained below.

National Insurance Claim Form for all the General Insurance Policies such as Health Insurance, Motor Insurance and Personal Insurance can be downloaded from our site. National Insurance Claim Process is explained clearly here so that the Insured can apply for Claim in an easy way.

About National Insurance India

National Insurance Company Limited is a Government-owned General insurance company in India. National Insurance Company was established on 6th December 1906. National Insurance Company stands tall as the oldest insurance company in India and the only PSU non-life insurance Company headquartered in the Eastern part of the India. National Insurance Company services millions under the Social Sector schemes such as the Universal Health Insurance, Rashtriya Swasthya Bima Yojana, Rajeev Gandhi Jeevandayee Yojana, etc. National Insurance Company Limited provided a broad range of products into the market like motor insurance, personal accident insurance, individual insurance, Rural  Insurance, etc. which are well suited to all type of people. Here we were providing the detailed steps for National Insurance Claim Process.

What is National Insurance General Insurance Claim Process?

The National Insurance Claim Process is same for the General Insurance Policies of National Insurance Company Limited. The National Insurance General Insurance Claim  procedure for all the Policies provided by National Insurance is available below. The Official Website of National Insurance Company Limited is www.nationalinsuranceindia.com. The National Insurance Claim Process for all the Policies provided by National Insurance India is available below.

National Health Insurance Claim Procedure

National Insurance Claim Process for Health gives you detailed information about how to claim National Health Insurance Policies.

The National Health Insurance Claim Process is divided as below.

1. National Health Insurance Cashless Claim Process.
2. National Health Insurance Reimbursement Claim Process.

Cashless Claim Process for National Health Insurance

• Cashless Claim facility in network hospitals shall be available if Insured has chosen ‘claim processing by TPA’.
• Insured can take treatment in a network provider/PPN, subject to pre-authorization by TPA.
• The cashless request form will be available with the network provider/PPN and TPA.
• Insured should fill Cashless request form with complete information and submit to the TPA for pre-authorization.
• TPA shall issue the pre-authorization letter to the hospital after verification of respective medical documents and cashless request form.
• At the time of discharge, Insured has to sign the discharge documents after verifying.
• Insured has to pay for non-medical and inadmissible costs / expenses to the hospital at the time of discharge.
• TPA reserves the right to deny pre-authorization, in case Insured unable to submit the relevant medical details.
• In the case of denial, insured may get the treatment as suggested by the doctor’s advice and submit the required claim documents to the TPA for reimbursement of claims.

Reimbursement Claim Process for National Health Insurance

Reimbursement of  National Insurance claim process for Health

• For reimbursement of claim, the Insured must submit the respective claim documents to the TPA (Third Party Administrator) within the time limit as prescribed.
• Insured can get treatment as per doctor’s advice. During or before the treatment Company will not pay the expenses incurred in treatment to the insured.
• Insured has to pay the expenses incurred in treatment and submit the bills and some relevant documents to the TPA/Company to get reimbursement of claims.

Download National Health Insurance Claim Forms

What is the Claim Process for National Motor Insurance?

National Insurance India understands that bearing the loss or damage of your vehicle can be quite stressful. National Insurance does the best to ensure the claim process as convenient as possible. Here’s all you need to know about National Insurance Claim Process for Motor Insurance.

Steps for National Motor Insurance Claim Process

The following steps are involved in general for lodging and settlement of a claim for Motor Insurance.

After the occurrence of a loss, make an intimation to the National Insurance branch office immediately.

1. Lodge an FIR at the nearest police station, In case Loss, Occurred due to Fire/ Burglary/ Theft/ Damage to third party/Accident, etc., other than Act of God Peril e.g. Flood, Earthquake, inundation, etc.,
2. Collect relevant Claim form and Fill the claim form correctly after reading it thoroughly.
3. Submit claim form to the National Insurance branch office either directly or by an authorised Agent along with documents required.
4. The National Insurance may appoint Surveyor/ Loss Assessor.
5. The claim is finally settled by the Surveyor and payment is made to the Insured as a full and final settlement of the claim.

Download National Motor Insurance Claim form 

https://nationalinsuranceindia.nic.co.in/portal/page/portal/Corporate/Home/DownloadPage?ProductName=2

What is the Claim Process for National Personal Insurance?

National Insurance India understands that bearing the loss or damage of you can be quite stressful. National Insurance does the best to ensure the claim process as convenient as possible. Here’s all you need to know about National Insurance Claim Process for Personal Insurance.

Steps for National Personal Insurance Claim Process

The following steps are involved in general for lodging and settlement of a claim for Personal Insurance.

After the occurrence of a loss, make an intimation to the National Insurance branch office immediately.

1. Lodge an FIR at the nearest police station, In case Loss, Occurred due to Accidental Death, Permanent Total / Disablement, Temporary Total Disablement, etc., other suicide / Under the influence of intoxicating liquor or drugs/ Hunting Big game shooting, etc.
2. Collect relevant Claim form and Fill the claim form correctly after reading it thoroughly.
3. Submit claim form to the National Insurance branch office either directly or by an authorised Agent along with documents required.
4. The National Insurance may appoint Surveyor/ Loss Assessor.
5. The claim is finally settled by the Surveyor and payment is made to the Insured as a full and final settlement of the claim.

Download National Personal Insurance Claim form 

https://nationalinsuranceindia.nic.co.in/portal/page/portal/Corporate/Home/DownloadPage?ProductName=5

For a detailed overview National Insurance Claim process, please refer to our the Claims Guide Booklet document.