National Insurance Overseas Mediclaim Policy For Business and Holiday
National insurance overseas policy for business and holiday is specially designed for the people who are traveling regularly for their business and for the people who wants to enjoy their holidays. National insurance overseas policy for business and holiday leaves you free to enjoy your trip and gives a comprehensive coverage to you.
National insurance overseas policy for business and holiday covers Medical Expenses while traveling abroad. National insurance overseas mediclaim policy for business and holiday will be valid only if the insured journey starts within 14 days of the first day of insurance which as indicated in the policy schedule.
National insurance overseas policy for business and holiday is not a general health insurance policy. It covers the medical expenses which are intended for the use by an Insured Person in the event of any sudden and unexpected sickness or accident, when the Insured Person is outside the Republic of India. At such situation National insurance overseas policy for business and holiday helps you with their service assistance.
National Insurance Overseas Policy for Business and Holiday Review and Key Features
Benefits which are covered under National insurance overseas policy for business and holiday are like Personal Accident,Loss of passport,Loss of checked in baggage etc.
Section A : Medical Expenses, Evacuation, repatriation : US Dollar 15000
Section B : Personal Accident ,Permanent Disability : US Dollar 7500
National insurance overseas policy for business and holiday Eligibility and Conditions.
Eligibility Age: 6 months to 70 years.
Any request for cancellation will be entertained not less than 14 days after the First Day of Insurance as indicated in the policy schedule.
National insurance overseas policy for business and holiday
Policy Cover
National insurance overseas policy for business and holiday covers Medical Evacuation, Personal Accident, Loss of checked in baggage, Delay of checked in baggage, Loss of Passport, Personal Liability.
Plan K: For travel in Asian countries excluding Japan for business and holiday limited to US dollar 15000.
Medical Evacuation,Transportation:
- Expenses for hospital, physician services, medical services, local emergency medical transportation and dental relief.
- Expenses for medical evacuation, including transportation and medical care en route to a hospital in the Republic of India.
Personal Accident:
- If the insured person is met with any accident (or) shall sustain with any bodily injury, the company will pay the capital sum insured mentioned against the personal accident which are mentioned in the policy.
- Permanent Total Disablement of an Insured person.
- Total and irrecoverable loss of both eyes or two limbs or of one eye and one limb.
Loss of checked in baggage:
- This is not applicable under Plan K.
- If the Insured Person is suffering for a total loss of Baggage or your baggage is missing that has been checked by an International Airline for an International Flight then National insurance overseas policy for business and holiday will cover this.
- The amount will be payable in respect of any one article, pair or set is limited to the amount stated in the policy.
Delay of checked in baggage:
If you are travelling for any business purpose or for holiday trip the delay of checked in baggage by an Airlines is the major issue for the people. At such cases delay of checked in baggage will be covered under national insurance overseas policy for business and holiday.
If the insured person suffers a delay of more than 12 hours from the arrival time at the destination for delivery of the baggage that has been checked by an international airline, the company will pay up to the limit of cover shown in the national insurance overseas policy for business and holiday.
To get this benefit you have to claim for the assistance to avail this for that you must need to follow some steps:
- A non delivery certificate must be obtained immediately from the airline, which must be submitted to `Coris’ in the event of a claim here under.
- Proof of purchase must be provided for all items reimbursed under this section.
Loss of passport:
- Loss of passport is not applicable under Plan K.
- If the Insured Person losing his/her Passport, this insurance will be paid up to the limit of cover .
Personal liability:
- This is not Applicable under Plan K
- National insurance overseas policy for business and holiday will pay up to the limit of cover, if the Insured Person in his or her private capacity becomes legally liable to pay for accidental bodily injury to Third Parties or accidental damage to Third Party Properties arising from an incident during the covered trip.
Plan A and B: Business and Holiday Travel
| Place of Visit | Worldwide excluding USA(or)Canada | Worldwide includeUSA(or)Canada | ||
| Plan | A1 | A2 | B1 | B2 |
| Section A Illness, medical evacuation, repatriation, |
50000 | 250000 | 100.000 | 500000 |
| Section B Personal Accident & disablement |
10000 | 25000 | 25000 | 25000 |
| Section C Loss of Checked Baggage |
1000 | 1000 | 1000 | 1000 |
| Section D Delay of Checked Baggage |
100 | 100 | 100 | 100 |
| Section E Loss of Passport |
150 | 250 | 250 | 250 |
| Section F Third Party bodily Injury & Property damage |
200000 | 200000 | 200000 | 200000 |
| Deductibles are applicable for each section. | ||||
National insurance overseas policy for business and holiday Premium
And you can also buy your premium through online with the help of net banking, You can also get your premium with premium calculator.
National insurance overseas mediclaim policy for business and holiday claim procedure
- If any cosmetic surgery to the insured person under such cases no claim will be paid.
- The policy will not cover pregnancy for the Insured Person including childbirth, miscarriage, abortion .
National insurance overseas mediclaim policy for business and holiday Documents and Forms
national insurance overseas mediclaim for business and holiday brochure
National insurance overseas mediclaim for business and holiday claim form.
National insurance overseas mediclaim policy for business and holiday FAQs
1. What kind of benefits applicable under national insurance overseas policy for business and holiday?
A. Medical Evacuation,Personal Accident,Loss of baggage checked,delay of baggage checked.
2. Will the company pay for the expenses of pre policy checkup?
A.The company shall reimburse 50% (fifty percent) of the expenses incurred for pre policy checkup, if the proposal is accepted and the premium has been realized.