New India Assurance Janata Personal Accident Policy Introduction
New India Assurance Janata Personal Accident Policy Covers any person irrespective of the sex, occupation and profession between the age group of 10 to 70 years. New India Assurance Janata Personal Accident Policy provides compensation for death or bodily injury of the insured person. New India Assurance Janata Personal Accident policy is also available for the pre-identified groups specified by the scheme as group policies.
New India Assurance Janata Personal Accident Policy Eligibility Criteria
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New India Assurance Janata Personal Accident Policy Features and Benefits
- New India Assurance Janata Personal Accident Policy provides compensation for death or bodily injury of the insured person caused due to any unfortunate accident.
- It provides an additional discount on group policies depending on the size of the group.
- Any individual between the age of 10 to 70 years can take this policy.
- You can also get New India Assurance Janata Personal Accident policy up to a period of 5 years.
- The company will pay all the benefits to the nominee in case of death of the insured person.
- It provides compensation of 100% on the accidental death of the insured person.
- It Provides Compensation on permanent total disablement of insured person due to any accident.
- It provides Compensation on permanent partial disablement of insured person due to any accidental.
- Any individual between the age of 10 to 70 years can take this policy.
New India Assurance Janata Personal Accident Policy Coverages
New India Assurance Janata Personal Accident policy provides compensation for death or bodily injury of the insured person depending on the following basis
| Nature of Injury | Percentage of compensation |
| Death |
100% of sum insured |
| Loss of two limbs,two eyes or one limb and one eye |
100% of sum insured |
| loss of one limb or one eye |
50% of sum insured |
| Permanent Total disablement |
100% of sum insured |
New India Assurance Janata Personal Accident policy Exclusions
- It does not provide compensation for Death, Bodily injury or Disablement due to
- Already existing disability before taking the policy.
- The important exclusions that does not covered under the New India Assurance Janata Personal Accident policy are
- Suicide or attempt to suicide.
- Self Injury.
- Racing.
- Shooting.
- Hunting.
- Mountaineering.
- Ice hockey.
- Winter sports.
- violating law with criminal intention.
- It does not provide compensation if the death arises under the influence of intoxicating liquor or drugs.
- Death arises due to war or civil war.
- Death arises due to nuclear activities.
- No refund of premium will be allowed, if the claim arises in the earlier years under long-term policy.
- It does not provide compensation for more than one sub clauses in respective of the same injury or disablement.
New India Assurance Janata Personal Accident policy proposal Form.
- To buy New India Assurance Janata Personal Accident policy you need to take New India Assurance Janata Personal Accident Policy Proposal Form from the policy issuing office.
- Fill the proposal form accurately after reading it thoroughly.
- You can also buy New India Assurance Janata Personal Accident Policy through online using credit card / debit card. you can also buy policy using net banking.
Download New India Assurance Janata Personal Accident policy Proposal Form.
New India Assurance Janata Personal Accident policy Claim Form.
You need to intimate to the policy issuing office about the claim to register your claim. Take claim form from the policy issuing office and fill it accurately with precise information. Submit the claim form to the policy issuing office after completing it. You also need to submit required documents along with claim form.
Download New India Assurance Janata Personal Accident Policy Claim Form.
New India Assurance Janata Personal Accident policy Premium and Maturity Calculator
By using New India Assurance Janata Personal Accident Premium calculator you can calculate the minimum premium that has to be paid to buy New India Assurance Janata Personal Accident policy by giving below information.
- Personal Details.
- Sum Insured.
- Policy period.
- Age.
- Number of members.
- Premium range.
New India Assurance Customer Care details
For any information or doubts regarding New India Assurance Janata Personal accident policy visit National Insurance Company website http://newindia.co.in/
You can also contact National Insurance Company through its
Customer care number: 1800-209-1415.
You can also post to the below address.
Postal Address:
The New India Assurance co.Ltd,
87,M.G.Road,Fort,
Mumbai,400 001.
New India Assurance Janata Personal Accident FAQ’s
1.Who can take the New India Assurance Janata Personal Accident Policy?
Ans: Any person residing in India irrespective of occupation and profession between the age of 10 to 70 years can take the New India Assurance Janata Personal Accident Policy.
2.How much policy term is provided under this policy?
Ans: You can get minimum policy term of 1 year and maximum policy term of 5 years in New India Assurance Janata Personal Accident Policy.
3.What is Sum Insured?
Ans: It is an additional discount available on the premium. The IDV of the vehicle is fixed based on manufacturers listed selling price of the brand and model.