About New India Health Insurance
The New India Assurance Company is a one of the General Insurance Company among five Wholly Government of India owned assurance companies. It is the largest general insurance company on the basis of gross premium collection. The New India General Insurance covers Health Insurance plans, Home Insurance plans, Motor Insurance plans and Travel Insurance plans.
New India Health Insurance or New India Assurance Mediclaim offers Health Insurance for Group, Health Insurance for Individuals, Health Insurance for Senior citizens, Health Insurance for Family and Personal Accident plans. The New India assurance mainly targets on health insurance for best health care. Men & Women of any age can take this New India Assurance Mediclaim plans. Dependent children and parents are also covered based on the type of plan. As per your needs/requirements you can select health insurance plan, since all these health products are tailor-made satisfying the needs of people. The premiums will be as per your sum assured. You can calculate the premium using New India Health Insurance Premium calculator.
New India Health Insurance Policy Details
New India Health Insurance Features and Benefits:
- Tax Benefits: You can get tax benefit on New India health plans for premiums paid under section 80 D as per IT (Income Tax) Act. For information bout Tax on Insurance Policies, refer www.taxqueries.in.
- Lifelong Renewal: Get New India Health Insurance Renewal for lifetime and be secure against medical / hospitalization expenses.
- Quick Claims Approval: New India Health Insurance Network Hospitals across India, Cashless services, reimbursement claim process etc. all these make the claims approval process quick and easy.
- Portability: If you (policyholder) are insured under another Insurer’s health insurance policy you can transfer to New India health insurance with all your accrued benefits after due allowances for waiting periods.
- Free Medical Check-up: Some New India Health Insurance plans provide Free Health Check-up at New India empanelled Diagnostic Centre.
- Discounts are also available based on the type of New India Health Insurance Plan.
New India Health Insurance Coverages/Inclusions:
- Pre-Hospitalization Cover: New India Health Insurance Plans provides Pre-Hospitalization cover. It takes care of hospitalization expenses incurred by you for treatment before hospitalization.
- Post-Hospitalization Cover: New India Health Insurance Plans provides Post-Hospitalization cover. It takes care of hospitalization/medical expenses incurred by you for treatment after hospitalization.
- In-patient treatment: Medical expenses or costs incurred for Room rent, Nursing, boarding expenses, Intensive care unit (ICU), Medicines, drugs etc., will be covered.
- Emergency Ambulance: New India Insurance Company will reimburse the expenses incurred on an ambulance offered by a healthcare or ambulance service provider.
- Day care procedures: Medical costs or Expenses incurred for a day care procedure in New India health insurance plan, where the procedure or surgery is taken by the Insured Person for less than 24 hours in a Hospital will be covered for specified day care procedures.
The below are covered as per the plan opted. For some New India health insurance plans there are additional coverages. So please refer the New India Health Insurance plans given below.
New India Health Insurance Plans
New India Assurance Mediclaim policy 2007 is mainly designed for the people who are suffering from any Illness (or) sustained with any Injury. At such situations the Company will pay to the Hospital (or) reimburse the Insured person, through the Third Party Administrator(T.P.A). For more information please refer below link.
New India Assurance Mediclaim policy 2012 is designed to help the people to protect against hospitalization purpose. This is an excellent product with outstanding features like there is no maximum entry age, High cummulative bonus. It covers outside India also, with more than 10 lakhs high sum insured. For more information please refer below link.
New India Assurance Family Floater Mediclaim Policy covers Medical expenses incurred by you for the treatment of any Illness or Disease or Injury during Policy period. This Policy was designed for covering all the family members with single sum insured. Floater Benefit is available under this Policy. For more information please refer below link.
New India Assurance Janata Mediclaim policy covers all the hospitalization expenses for the treatment of illness or injury, if hospitalization is more than 24 hours. It also pays pre-hospitalisation expenses for 30 days and post-hospitalisation expenses for 60 days. For more information please refer below link.
New India Assurance Senior Citizen Mediclaim Policy provides hospitalization expenses for the treatment of illness or injury of the insured person during the policy period. Any Senior Citizen living in India between the Age of 60 to 80 can take this Policy. You can continue the policy up to 90 years by renewing the policy without any break. For more information please refer below link.
New India Assurance Personal Accidental policy offers compensation for bodily injury or death of insured person due to an accidental by external, visible and violent means. This policy operates as world-wide and it is a 24 hour cover facility. It also offers group personal accident policies by paying extra premium. For more information please refer below link.
New India Assurance Group Mediclaim Policy covers Medical expenses incurred by you for the treatment of any Illness or Disease or Injury during Policy period. It provides the cover for any group which may include a group of employees or group of family members etc. Low Claim Discount is available under this Policy. For more information please refer below link.
New India Assurance Union Health Care Policy is a health insurance plan designed by the New India Assurance Company Ltd. New India Assurance Union Health Care Policy is designed exclusively for the Account Holders of Union Bank of India. It covers Medical expenses incurred by you for the treatment of any Illness or Disease or Injury during Policy period. For more information please refer below link.
New India Floater Mediclaim Policy covers Medical expenses incurred by you for the treatment of any Illness or Disease or Injury during Policy period. Insured can cover his/her entire family under a single Sum Assured. This cannot be given to a single person. Minimum 2 members are required. In this policy maximum 6 members can be covered. For more information please refer below link.