About Oriental Health Insurance
The Oriental Insurance company limited was launched on 12th September 1947 at Bombay. The Company was owned by a Oriental Government Security Life Assurance Company Limited and was formed to carry out General Insurance business. The Oriental General Insurance covers Health Insurance plans, Motor Insurance plans, Home Insurance plans, Travel Insurance plans, Agriculture, Marine, Aviation etc..
Oriental Health Insurance offers Health Insurance for Group, Health Insurance for Individuals, Health Insurance for Family and Personal Accident plans. The Oriental General Insurance mainly targets on health insurance for best health care. You can buy any Oriental Health Insurance Policy Online. Men and Women of any age can take this Oriental Insurance Mediclaim. Dependent children and parents are also covered based on the type of plan. As per your requirements you can select health insurance plan, since all these health products are tailor made satisfying the needs of people. The premiums will be as per your sum assured. You can calculate the premium using Oriental Health Insurance Premium calculator.
Oriental Health Insurance Policy Details
Oriental Health Insurance Features and Benefits:
- Tax Benefits: You can get tax benefit on Oriental health plans for premiums paid under section 80 D as per IT (Income Tax) Act. For information bout Tax on Insurance Policies, refer www.taxqueries.in.
- Lifelong Renewal: Get Oriental Health Insurance Renewal for lifetime and be secure against medical / hopitalization expenses.
- Quick Claims Approval: Oriental Health Insurance Network Hospitals across India, Cashless services, reimbursement claim process etc. all these make the claims approval process quick and easy.
- Portability: If you (policyholder) are insured under another Insurer’s health insurance policy you can transfer to Oriental health insurance with all your accrued benefits after due allowances for waiting periods.
- Free Health Check-up: Some Oriental Health Insurance plans provide Free Health Check-up at Oriental empanelled Diagnostic Centre.
- Discounts are also available based on the type of Oriental Health Insurance Plan.
Oriental Health Insurance Coverages/Inclusions:
- Pre-Hospitalization Cover: Oriental Health Insurance Plans provides Pre-Hospitalization cover. It takes care of hospitalization expenses incurred by you for treatment before hospitalization.
- Post-Hospitalization Cover: Oriental Health Insurance Plans provides Post-Hospitalization cover. It takes care of hospitalization/medical expenses incurred by you for treatment after hospitalization.
- In-patient treatment: Medical expenses incurred for Room rent, Nursing, boarding expenses, Intensive care unit (ICU), Medicines, drugs etc., will be covered.
- Emergency Ambulance: Oriental Insurance Company will reimburse the expenses incurred on an ambulance offered by a healthcare or ambulance service provider.
- Domiciliary hospitalization: Surgeon, Anaesthetist, Medical Practitioner, Consultants, Specialists Fees etc. are covered.
The below are covered as per the plan opted. For some Oriental health insurance plans there are additional coverages. So please refer the Oriental Health Insurance plans given below.
Oriental Health Insurance Plans
Oriental Insurance Gramin Personal Accident Policy is one of the two variations of the Oriental Insurance Personal Accident Policy. In our day-to-day life we all are exposed to the risks of accidents. This may result into disablement or sight in eyes or loss of limbs or sometimes even death. In such cases, Oriental Insurance Gramin Personal Accident Policy gives you financial support. For more information please refer below link.
Oriental Insurance Group Mediclaim Policy is a Health Insurance policy which takes care of medical expenses following Hospitalization/Domiciliary Hospitalization of the Insured in case of a sudden illness / an accident / any surgery during the policy period. It will be available to any Group/Institution/ Association/Corporate Body of more than 50 persons/families. For more information please refer below link.
Oriental Insurance Janata Personal Accident Plan is a health insurance policy which is one of the two variations of the Personal Accident Policy of the Oriental Insurance. In our daily life we all are exposed to the risks of accidents. This may arise permanent disablement or loss of limbs or eye sight or sometimes even death. In such cases, this policy gives you financial support. For more information please refer below link.
Oriental Insurance Nagrik Suraksha Policy is a combination of the personal accident insurance and hospitalization insurance policy. This policy is available to the citizens of India only. People of India where between the ages of 5 to 70 years can avail this Policy in case of family package. 18 to 70 years can avail for individual or group cover. For more information please refer below link.
Oriental Bank Mediclaim Policy was launched on 3rd October 2011. Oriental Bank of Commerce signed an agreement with The Oriental Insurance Company Ltd. to sell mediclaim policies to its customers. Oriental Bank Mediclaim Policy is designed exclusively for the Account Holders of OBC (Oriental Bank of Commerce). For more information please refer below link.
PNB Oriental Royal Mediclaim Policy is a Customised Group Health Product launched by Punjab National Bank (PNB). Punjab National Bank (PNB) signed an agreement with The Oriental Insurance Company Ltd. to sell mediclaim policies to its customers/employees. PNB Oriental Royal Mediclaim Policy is designed exclusively for the Account Holders/Employees of Punjab National Bank (PNB). For more information please refer below link.
Oriental Insurance Individual Mediclaim Policy is a Health Insurance policy which takes care of medical expenses following Hospitalization/Domiciliary Hospitalization of the Insured in case of a sudden illness / an accident / any surgery and requires sudden or planned hospitalization for treatment or surgery during the policy period. It is available only for individuals. For more information please refer below link.
Oriental Insurance Happy Family Floater is a Health Insurance Policy which was introduced by Oriental Insurance Company. Oriental Insurance Happy Family Floater Health Policy covers medical expenses incurred by the entire family under a single sum assured. Family includes Self, Spouse, Children, Parents and Parents in-laws. For more information please refer below link.