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PNB MetLife Health Insurance Plan | Review, Benefits, Key Features

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PNB MetLife Health Insurance Review

PNB MetLife Health Insurance is a unique health plan offered by PNB MetLife Insurance Co Ltd. You always work hard to provide the best medical care to your loved ones. The Medical treatment expenses not only includes the cost of hospitalization. It also includes some additional cost like Dialysis, nursing care, Chemotherapy,  flying to other locations for treatment, etc. If any of them needs to be hospitalized, MetLife Major Illness Premium Back Cover provides a Lump sum amount. So that you can spend the time to care for your loved ones rather than being worried about paying the hospital bills. PNB MetLife Health Insurance will protect your family from financial uncertainties in the case of a Major Illness by providing Lump sum in case of such an event. The Life Insured can pay MetLife health Insurance premium by using PNB MetLife online payment. The policyholder can calculate premium by using PNB MetLife Premium Calculator.

Why we need MetLife Health Insurance?

Hardships never announce their arrivals. Some of them the can often bring unexpected hospitalization causing a financial burden on you and your family. The medical costs, charges like diagnostic tests, Surgeon’s fees, etc. may turn out to be very expensive.

Reasons to buy PNB MetLife Health Insurance

  1. Stay assured with health cover for 10 years.
  2. Covers 35 critical illnesses.
  3. Return of premium benefits at maturity.
  4. Tax advantages on the premiums paid and on the benefits received.

PNB MetLife Major Illness Premium Back Cover Policy Details

MetLife Major Illness Premium Back Cover Plan is a Non-Linked, Non-Participating, Health Insurance Plan offered by PNB MetLife. The Unique Identification number for PNB MetLife Health Insurance plan is UIN: 117N090V01. In the case of no Major Illnesses during the period of the Policy, PNB MetLife Plan refunds back all the premiums paid upon survival at the end of the Policy Term. Let us take a look at Benefits and Key Features of PNB MetLife Major Illness Premium Back Cover Plan.

PNB MetLife Health Insurance Plan Benefits

  • Policy Benefits
    • In case Life Assured is diagnosed of any of the 35 Major Illnesses, the PNB MetLife pays a lump sum benefit of Rs 10 Lakhs irrespective of his treatment cost.
  • Maturity Benefit
    • Upon survival of the Life Insured till the end of the term without any claim having been made, the PNB MetLife Health Insurance will pay back all the premiums paid during the Policy Term as a Maturity Benefit.
  • Tax benefits
    •  As per the Income Tax Act, 1961, and are subject to amendments made there from time to time.

MetLife Major Illness Premium Back Cover Key Features

  • Stay assured with health cover for 10 years.
  • MetLife Health Insurance Covers 35 critical illnesses Under this policy.
  • Return of premium benefits at maturity.
  • Tax advantages on the premiums paid and on the benefits received.
  • 15 days of Free-Look Period, If life assured is not satisfied with terms & Conditions of MetLife Health Insurance Plan.

What does PNB MetLife Health Insurance Protect Against?

PNB MetLife Major Illness Premium Back Cover Plan is a Non-Participating, Non-Linked, Health Insurance Plan offered by PNB MetLife. PNB MetLife Health Insurance plan pays Sum assured as a Lump Sum amount in case of diagnoses.

The 35 Critical Illnesses Covered by This plan are listed below.

S.No Critical Illness Covered
1. Apallic Syndrome.
2. Benign Brain Tumour.
3. Blildness.
4. Brain Surgery.
5. Cancer.
6. Chronic Lung Disease.
7. Coma.
8. End Stage Liver Disease.
9. Coronary Artery Bypass Surgery.
10. Heart Attack.
11. Heart Valve Surgery.
12. Kidney Failure.
13. Loss of Independent Existence.
14. Loss of Limbs.
15. Terminal Illness.
16. Major Burns.
17. Major Head Trauma.
18. Major Organ Transplant.
19. Paralysis.
20. Stroke.
21. Surgery to Aorta.
22. Angioplasty.
23. Alzheimer’s Disease.
24. Aplastic Anaemia.
25. Cardiomyopathy.
26. Deafness.
27. Loss of Speech.
28. Meduallary Cystic Disease.
29. Motor Neuron Disease.
30. Multiple Sclerosis.
31. Muscular Dystrophy.
32. Parkinson’s Disease.
33. Poliomyelitis.
34. Primary Pulmonary Hypertension.
35. SLE with Lupus Nephritis.

PNB MetLife Health Insurance Plan Eligibility Criteria

The buyers who are willing to buy MetLife Major Illness Premium Back Cover Plan should know the eligibility criteria. These details are very useful to know the entry age, coverage term, Monthly Income and other features of PNB MetLife Health Insurance. The following table provides brief details regarding the MetLife Major Illness Premium Back Cover.

MetLife Major Illness Premium Back Cover at a Glance

Entry Age Of Health Plan
  • Minimum of 18 years as on last birthday.
  • Maximum of  55 years as on last birthday.
Policy Term
  • 10 years.
Premium Payment Term
  • 10 years.
Premium Payment Mode
  • Regular.
Sum Assured
  • Minimum of Rs. 5,00,000.
  • Maximum of Rs. 50,00,000.
Minimum Premium For Age band 18-25 years and 1 adult, Benefit Option  are

  • A= Rs. 1,225.
  • B= Rs. 2,874.
  • C= Rs. 4,523.
  • D= Rs. 6,585.
Annual Premium
  • Minimum Annual Premium of Rs.5,958.
  • Maximum Annual Premium of Rs. 1,68,772.
Large Sum Assured Rebate
  • From Rs. 5,00,000 – Rs. 9,99,999.
    • Nil.
  • From Rs. 10,00,000 – Rs. 24,99,999.
    • Rs. 4 per 1000 Sum Assured.
  • From Rs. 25,00,000 – RS. 50,00,000.
    • Rs. 7 per 1000 Sum Assured.

For more details regarding PNB MetLife Health Insurance, Refer the MetLife Major Illness Premium Back Cover Plan Brochure available below.

MetLife Major Illness Premium Back Cover Plan Related Documents

Download PNB MetLife Health Insurance Policy Brochure, MetLife Major Illness Premium Back Cover Premium Rates, MetLife Health Insurance Policy Document here.

PNB MetLife Health Insurance Policy Brochure

MetLife Major Illness Premium Back Cover Premium Rates

MetLife Health Insurance Policy Document

MetLife Health Insurance Policy Related Posts

Here, we are providing the related posts of the PNB Met Life Health Insurance Plan. Click the below links, if you want to know the details about the MetLife Health Insurance Login, PNB Met Life Health Online Payment, PNB Major Illness Premium Back Cover Policy Status, and MetLife Health Insurance policy forms& Documents, and PNB Met Life Insurance Recruitment.

MetLife Health Plans Online Payment

PNB MetLife Health Insurance Forms and Documents

PNB MetLife Health Premium Calculator

PNB MetLife Health Insurance Plans Login Portal

PNB MetLife Health Insurance Policy Status

MetLife Insurance Recruitment

For more information regarding the PNB Met Life Health Insurance Plan Features & Benefits, visit the official website: www.pnbmetlife.com.