Reliance student travel insurance features and review

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Reliance student travel insurance Policy

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Reliance student travel insurance Introduction

Reliance student travel insurance is specially designed for the Students who are planning for the further studies in abroad.Studying abroad is an exciting prospect. There will be new places to explore, opportunity to meet people from around the world, but there’s always a little nervousness! What if something happens? Who will help me? Well, we will help you in case there’s an emergency.

Reliance general insurance gives you an opportunity that is reliance travel insurance plan which covers many risks like Emergency expenses,study interruption etc.

Reliance travel insurance policy is a Comprehensive coverage through various unique benefits like Bail Bond, Study Interruption, Sponsor Protection, Two-way flight coverage for compassionate visit etc.Reliance travel care insurance policy has a Zero paperwork and an affordable premium to make your holiday quick and easy

Reliance student health insurance is a Unique plan that offers coverage for only non-medical benefits

Reliance student travel insurance policy Eligibility and Conditions

Eligibility:

Reliance Student Travel Policy is issued for the students age group are:

Age	Years
Minimum Age	16 years
Maximum Age	35 years

with a minimum age of and a of will be issued a

Reliance student travel insurance policy can be taken upto a period of 2 years
A special Basic Plan offering only non-medical benefits
Coverage of pre-existing ailments in case of life threatening situations
Extensive coverage catering to the requirements of various universities abroad all this and more at a very affordable cost compared to taking health insurance overseas
Two way compassionate visit benefit to ensure that you are by the side of your loved ones in times of an emergency
Automated extensions of Policy in case of medical emergency and evacuation (upto 30 days) and delay of common carrier (up to 7 days) beyond Policy expiry.
Quick and hassle-free settlement for your claims.

Reliance student travel insurance policy Review and benefits

Reliance travel insurance policy has a Custom made Plans are Platinum, Gold, Silver, Standard and Basic that are available for students to choose from depending on his/her and the university’s requirements.

Home Student Travel Plan Comparison

Reliance student travel insurance policy cover

Reliance student travel insurance is a comprehensive coverage through unique facilities like

Bail bonds:

The Company will arrange to pay the bail amount to the appropriate authority/court, on behalf of the insured person if the person have been arrested or detained by police or judicial authorities for any bailable offence whilst abroad.Study interruption

Sponsor protection:

In case the sponsor, who is taking care of the Insured Person tuition fees is injured resulting in his demise, the Company will reimburse the tuition fees.

Two-way flight coverage for compassionate visit:

The company will reimburse the return fare for an immediate family member to visit you or for you to visit your family member in case of hospitalisation extending to more than seven consecutive days.

Other coverage like:

Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death
Emergency expenses made for medical evacuation to India
Expenses incurred while transporting the insured’s mortal remains back home or towards burial abroad in case of an untimely demise
Reliance student travel ins
urance cover an acute anesthetic treatment of teeth due to an injury
Accidental bodily injury during the trip
Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
Cost of obtaining a fresh or duplicate passport in case of a lost passport
Total loss of your checked-in baggage by a common carrier
Reimbursement of return ticket fare for a family member visiting you, the insured, if you’re hospitalised for more than 7 days
Payment of bail amount to the appropriate authority, if you’re arrested or detained by any judicial authorities for a bailable offence, while abroad.
Reimbursement of current (paid) semester fee, if your education is interrupted due to a medical condition.
Reimbursement of tuition fees, in case the sponsor paying your fee passes away due to an injury.

Reliance Student travel insurance claim procedure

In case of any emergency assistance during your stay abroad, call us immediately. We will attend all your medical assistance and emergency services:

Step 1: Intimate Reliance General Insurance within 24 hours of occurrence of claim
Step 2: To avail Worldwide cashless facility, call on the below mentioned numbers
Step 3: For reimbursement, submit fully filed claim form along with all documents at the below mentioned address

Contact Details for our Service Provider – Europ Assistance:
Europ Assistance India Pvt. Ltd.
C-301, Business Square,
Andheri – Kurla Road, Chakala,
Andheri (E), Mumbai – 400093, India

Reliance Student travel insurance Details & Documents for Claim

Details you will need to provide us to file a claim are as follows:

Policy number
Name of insured person
Your current contact number
Permanent contact number & email id (mandate)
Diagnosis in case of medical cases
Place and country of loss
Provider name
Contact details and the name of the caller (in case the person intimating the claim is not the insured)
Date & time of accident
Brief description of loss

Type	Documents Required
Medical Accident & Sickness Expenses (Outside India)	Reliance student travel insurance Claim Form A Doctor’s report Original admission/discharge card Original bills/receipts/prescription Original X-ray reports/ Pathological/ Investigative reports Copy of passport/Visa with entry & exit stamp
Loss of Baggage	Reliance student travel insurance baggage claim form Copies of Baggage Tags Copies of correspondence with the airline authorities/Others about loss of checked baggage Property Irregularity Report (obtained from Airline) Details of compensation received from Airlines/Other authorities, if any
Delay of Baggage	Reliance student travel insurance baggage claim form Copies of baggage tags Copies of correspondence with the airline authorities certifying the delay Property Irregularity Report (obtained from Airline) Original bills/receipts/invoices pertaining to expenses incurred/purchases made during the delay period.
Trip Delay/ Cancellation/ interruption/ missed connection	Reliance student travel insurance Claim Form C Confirmation from the airlines, clearly mentioning the scheduled arrival time and the actual arrival time Copies of correspondence with the airline authorities certifying the delay Medical reports and doctors statement,if trip is cancelled or interrupted due to medical reasons Termination letter from the company,if trip is cancelled or interrupted due to employment reason Original tickets of the insured and the traveling companion indicating travel to the same destination for the same dates,in case the cancellation or interruption is owing to the sickness, injury or death of a traveling companion All the bills / receipts of reasonable additional expenses incurred and / or proof of cancellation charges levied by the carriers
Loss of Passport	Reliance student travel insurance cliam form C Copy of previous passport (if available) Original bills/invoices of expenses incurred for obtaining a new passport Copy of FIR/ Police Report
Personal Liability	Reliance student travel insurance claim B Full statement of the facts in writing Witness statements Any other documents relevant to the incident, including Summons, legal notice etc. Any other information you would like to share with us
Hijack	Reliance student travel insurance claim C Full statement of the events in writing Airline correspondence (copy of Passenger List etc.) Copy of ticket/ Boarding Pass
Accidental Death & Dismemberment	Reliance student travel insurance cliam form C Original Death Certificate Copy of FIR/Police Inquest Report/Coroner’s Report Copy of Post Mortem report Dismemberment Case:Copy of treatment papers along with documents 1 &3 above
Financial Emergency Assistance	Date of loss Copy of FIR/ PoliceInquest Report
Bail Bond	Court order stipulating the required amount as bail bond Police Inquest Report
Sponsor Protection	Medical reports, doctor’s statement giving the details of the sponsor and cause of death certificate of the sponsor Medical statements from relations / spouse will not be accepted
Compassionate Visit	Reliance student travel insurance claim form C Medical reports and Certificate from the doctor confirming hospitalization of the insured, reason & duration of hospitalization Doctor’s statement specifically stating the need for an attendant
Study Interruption	Medical reports, statement from the treating doctor or death certificate as a proof of the reason of study interruption Medical statements from relations or spouse will not be accepted Receipts of the university fees paid

Reliance Student travel insurance policy Details

Important Points to Remember

Notify your claim at the Europ Assistance call centre. If, due to circumstance, you’re not able to do so, ask one of your relatives / friends / colleagues to notify the claim on your behalf.

Apart from that, keep the following in mind for making claims under a particular section / type.

Medical Sickness/Accident:

Notify police authorities in case of a road traffic accident
Collect all the bills, receipts and medical papers (in original) from the doctors, hospitals and / or other medical establishments
Get your claim form filled in and signed by the attending physician

Loss of Passport:

Notify the police authorities immediately
Contact the Indian Embassy for a duplicate passport (If required, ask the folks at Europ Assistance to locate Indian Embassy and provide information about the formalities for obtaining duplicate passport.)

Baggage Delay/ Loss:

Inform the airline about your loss immediately
Get a Property Irregularity Report from the airline
Collect details of the compensation received from airlines in case of baggage loss

Trip Delay/ Cancellation/ Interruption/ Missed Connection:

Collect correspondence from the airlines certifying the cause of the delay/cancellation

Financial Emergency / Bail Bond:

Notify the police authorities immediately
Contact our service provider
Contact the Indian emergency , if required

Personal Liability:

Do not commit any benefit/compensation or enter into any agreement

Reliance Student travel insurance Exclusions and Inclusions

Inclusions

Exclusions

Reliance student travel insurance gives you the best during your journey and stay, there are certain expenses which will be covered. they are:

Medical expenses
Dental Treatment

Personal Accident
Accidental Death -Common Carrier
Loss of passport
Total loss of checked-in baggage
Delay of checked-in baggage
Trip Delay
Trip Cancelation & Interruption
Missed Connection
Compassionate Visit
Personal Liability
Financial Emergency Assistance
Home Burglary Insurance
Hijack Distress Allowance

Reliance student travel insurance gives you the best during your journey and stay, there are certain expenses which will not be covered. they are:

Mental disorder
Anxiety, stress or depression
Venereal diseases
Alcohol/drug abuse
HIV/AIDS
Suicide self-inflicted injuries or illnesses
Traveling against the advice of a physician.
Receiving or are on a waiting list for specified medical treatment.
Travelling to receive treatment abroad.
Have been given terminal prognosis for a medical condition.
Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities.
Loss of checked baggage – no partial loss or damage shall become payable
War or nuclear threat in the country where you’re travelling

Reliance Student travel insurance customer care

Instant online policy booking (or on call @ 1800 3009 Toll free)
If you need more information about the policy, feel free to call us on 1800 3009 (Toll free) or take a free quick quote to know your premium.

Reliance Student travel insurance FAQs

1.Can I extend my policy?

A.Yes, you can!
If your holiday is extended for any reason, we recommend that you extend your policy. It always better to be safe than sorry!

Bought your policy though an agent?
Fill out this extension form and send it across to your agent, who will do the rest.

Reliance student travel insurance extension form

Bought your policy online?
Download and fill this extension form and mail it to us rgicl.services@relianceada.com along with contacts details (name, address & number) of theperson, who will pay the extension premium on your behalf.

Reliance student travel insurance online extension form

2.How can I cancel my policy?

A.To cancel your policy, all you have to do is submit a letter at any of our branch offices. Once we receive a written request from you, your policy will be cancelled within one day.

3.Will I get refund if I cancel the policy?

A. The policy bought online will be cancelled and the amount refunded on a pro-rata basis provided no claims have been made subject to minimum 30 days left for the policy to expire.

4.How many times can we extend the policy in one year duration?

A.You can extend the policy any number of times provided the total duration of the policy is less than or equal to 360 days.

5.What happens if the flight is delayed?

A.In case your flight is delayed for more than 12 hours from the scheduled time, due to unforeseen circumstances like illness, death, delay due to bad weather, natural disaster, we will reimburse to you up to the maximum amount as mentioned in your policy.

Reliance Student travel insurance Forms

Reliance Student travel insurance claim form

Reliance student travel insurance