Royal Sundaram Motor Insurance
Royal Sundaram Motor Insurance is one of the Products provided by Royal Sundaram Alliance Insurance Company Limited. The Products offered by Royal Sundaram Insurance are Motor Insurance, Health Insurance, Travel Insurance, Individual Personal Accident Insurance, Home Insurance, etc. Royal Sundaram Vehicle Insurance provides different Motor Insurance Policies for the Insured in which the Policy Holder can select any of the Plan according to the requirement. The Plans Under Royal Sundaram Motor Insurance are Royal Sundaram Car Insurance, Royal Sundaram Individual Personal Accident Insurance, Royal Sundaram Commercial Vehicle Insurance. The Policy Holder can make Royal Sundaram Car Insurance Renewal Online by visiting the Official Website. The Different Plans under Royal Sundaram Vehicle Insurance are explained below.
Royal Sundaram Alliance Insurance Company Limited
Royal Sundaram General Insurance is a Private Limited Company General Insurance Company founded in the year 2001. The Headquarters of Royal Sundaram is located at Chennai. Initially, Royal Sundaram Insurance is a joint venture between Sundaram Finance and Royal & SunAlliance Insurance plc and later the entire equity is with Sundaram Finance and other Indian Shareholders. Royal Sundaram General Insurance won the Celent Model Insurer Asia Award for the year 2013. The Royal Sundaram Insurance is the first insurer to introduce cashless settlement for health claims and to tie up with banks for selling retail products. The Official Website of Royal Sundaram is www.royalsundaram.in. The Royal Sundaram Motor Insurance Policy Details, Royal Sundaram Motor Insurance Key Features & Benefits, Coverages and Inclusions are provided here.
Royal Sundaram Motor Insurance Policy Details
Royal Sundaram Motor Insurance Policy Details consists of Royal Sundaram Motor Insurance Key Features & Benefits, Royal Sundaram Motor Insurance Coverages.
Royal Sundaram Motor Insurance Key Features & Benefits
The Royal Sundaram Motor Insurance Key Features & Benefits vary for different plans that are available below.
Royal Sundaram Car Insurance Key Features & Benefits
- The Policy provides Personal Accident cover for Insured, driver and the occupants of the car.
- Royal Sundaram Car Insurance covers third party property damage up to a limit of Rs. 7.5 lakhs.
- If the car caused an accident that lead to third Party death/ injury Claims, the Insurer would provide Unlimited Liability.
- The Policy Holder can transfer the No Claim Bonus from other insurance company to Royal Sundaram on the renewal of Car Insurance Policy Online.
- The Insured will get a discount of Rs. 100 in Third Party Basic Premium on reduction in Limits of Liability for Third Party Property Damage.
- A Discount of 35% is provided on own damage premium to a maximum of Rs 2,500 on opting for a voluntary deductible of Rs. 15,000.
Royal Sundaram Commercial Vehicle Insurance Key Features & Benefits
- The Policy provides optional Personal Accident Cover to a maximum of Rs 2 lakhs to the driver covering accidental death, permanent total disability.
- Third party liabilities arising due to
a. death or bodily injury to any person caused by the Vehicle.
b. Damage to property caused by the Commercial Vehicle is covered in this policy. - Royal Sundaram Commercial Vehicle Insurance covers loss of or damage to the insured vehicle due to the accident.
- The Policy covers loss to the insured vehicle caused by Fire explosion, Burglary, theft, terrorist activity, Earthquake.
Royal Sundaram Individual Personal Accident Key Features & Benefits
- The Royal Sundaram Individual Personal Accident covers entire family in a single Policy.
- The Policy covers up to 10 lakhs without income proof.
- The personal accident policy covers death, permanent total disability, permanent partial disability of the Insured.
- The Education Grant for the Children (for two children) of the Insured will be provided up to Rs 5000 for each child.
- The Mortal remains of the Insured is covered under this policy for a sum up to Rs 5000. For more information regarding Income Tax Benefits, visit www.taxqueries.in.
Royal Sundaram Motor Insurance Coverages / Inclusions
The Royal Sundaram Motor Insurance Coverages / Inclusions for different plans is available below.
Royal Sundaram Car Insurance, Commercial Vehicle Insurance Coverages
- The Policy Covers Loss or damage to your vehicle by burglary, theft, terrorist activity, fire, earthquake, flood.
- Shriram General Insurance Company will cover the Death or Injuries caused by your vehicle to Third Party.
- The Policy provides Personal Accident cover to the Insured, Driver of Vehicle and Co-driver for Rs 2 lakhs.
- Discounts on basic coverage premium are included in this Royal Sundaram Motor Insurance Coverages.
- The policy covers Electrical and electronic fittings in the Car.
- On Payment of Additional premium, the Insurer will provide Coverages to the Policy Holder.
Royal Sundaram Individual Personal Accident Insurance Coverages
- The Policy Coverage for self is mandatory.
- The Royal Sundaram Personal Accident Insurance coverage is also available for self, spouse, dependent children.
- The Policy can be renewed lifelong for self, spouse and up to 21 years for dependent children.
- Persons between the age group of 5 to 65 years are covered in this policy.
Royal Sundaram Vehicle Insurance Plans
The Key Features & Benefits, Coverages of Royal Sundaram Vehicle Insurance Plans are available here. You can see the list of Royal Sundaram Motor Insurance Plans given below.
- Royal Sundaram Car Insurance Policy.
- Royal Sundaram Commercial Vehicle Insurance Policy.
- Royal Sundaram Individual Personal Accident Insurance Policy.
The Insured will be covered with extra benefits as per the plan opted. For more details about Royal Sundaram Motor Insurance plans, refer the below section.
Overview of Royal Sundaram Motor Insurance Plans
Royal Sundaram Car Insurance Policy covers the loss caused to the vehicle due to fire, theft, explosion, burglary, riots, strikes, earthquakes & terrorist activities. The third party liability is also covered in this Royal Sundaram Car Insurance Policy. The Claim can be made anytime, as the Royal Sundaram General Insurance provides 24×7 service. The Detailed information about Royal Sundaram Car Insurance Policy is available below.
Royal Sundaram Car Insurance Policy
Royal Sundaram Commercial Vehicle Insurance Policy covers the loss that has to be paid by the insured when he involves in any third party damage. The Loss caused to the vehicle due to fire, theft, explosion, burglary, riots, strikes, earthquakes, flood, cyclones, accidents are also covered in this policy. For more information, please refer below link.
Royal Sundaram Commercial Vehicle Insurance Policy
Royal Sundaram Individual Personal Accident Insurance Policy offers different coverage facilities individual and family package cover. This policy provides compensation for bodily injury or death of an insured person due to an accidental by external, visible and violent means. A Discount of 10% will be provided on the premium for a family package. For detailed information, please refer below link.