Royal Sundaram Travel Insurance Policy Review
Royal Sundaram Travel Insurance Plan is designed to secure you from the various risks you could face on your trip. Royal Sundaram Travel Insurance is an insurance that is wilful to cover medical expenses, trip cancellation, flight delays, lost luggage and other losses incurred while traveling. Safeguard yourself from the unexpected troubles with the best travel insurance offered by Royal Sundaram. While Travelling abroad, you may face problems like loss of baggage and passport, Trip cancellation, medical emergency, etc. For all these situations while traveling Royal Sundaram introduced a Travel Insurance plans exclusively for the people who are traveling overseas. Royal Sundaram Travel Insurance fulfil the needs of Individuals, family, senior citizens, and students.
Whether you are a regular traveler or planning a family vacation in overseas Royal Sundaram Travel Insurance is the best option for you. Overseas Travel Insurance provides cover for emergency medical expenses incurred by bodily injury, sickness, disease or death. For more about Royal Sundaram Travel Insurance visit the official website: http: www.royalsundaram.in.
Royal Sundaram Travel Insurance Eligibility Conditions
Royal Sundaram Travel Insurance covers from interruptions like baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, under one convenient package, at an affordable price. Get the flexibility to choose Sundaram Travel Insurance plan as per your travel frequency and make sure all your trips are risk-free.
Eligibility age for Royal Sundaram Travel Insurance Policy
Here we were providing the Eligibility age for the Royal Sundaram Overseas Travel Insurance.
The purpose of your travel should not be for immigration or studies.
- Infants above 90 days.
- Adults up to 70 years of age.
Types of Travel Insurance offered by Royal Sundaram Alliance
Duration of Travel Insurance Cover can choose from 2 Plans as listed below.
Single Trip Travel Insurance
Single Trip cover begins from the moment you board your flight for the abroad trip and ends on the date you return to India. Single Trip travel insurance cover is available for up to a period of 180 days.
Multi Trip Travel Insurance
Multi Trip cover is available for 365 days; wherein you can travel abroad multiple times. The maximum duration of every trip should not exceed 45 days & the total number of days spent overseas should not exceed 180 days.
Royal Sundaram Travel Insurance Inclusions / Coverages
Whether it’s for a vacation or business, travelling abroad brings with it a whole lot of excitement. Royal Sundaram Travel Insurance offers the best Plans with a broad range of benefits for you and your family. Royal Sundaram presents various Travel insurance plans for individuals, Family, Senior Citizens and Students, etc. For all these Sompo Travel Insurance plans there are some features, Benefits, Coverages that mentioned below. Royal Sundaram Travel Insurance plans offer customized policies that can enclose almost any Travel need that you might have.
Royal Sundaram Overseas Travel Insurance Coverages
- Health Cover.
- Cashless hospitalisation in overseas.
- No Pre-medical tests required.
- Observing of the medical condition during hospitalisation.
- Covers overseas medical expenses.Single/Multi-trip plans available
- Covers emergency situations & significant dental treatments.
- Trip Inconvenience.
- Covers loss / Dealy of checked-in baggage.
- Covers Loss of Travel Documents – Passport / Visa.
- Hijack Distress Allowance.
- Automatic Extension.
- Personal Liability.
- Personal Accident.
- Home Insurance.
- Repatriation of remains.
- Information on claims procedure.
Royal Sundaram Travel Insurance Plan Exclusions
Royal Sundaram Travel Insurance policy does not cover claims arising out of exclusions. Some of the important exclusions are stated here. For more details please refer the official Royal Sundaram General Insurance website.
Overseas Health Cover
- Claims arising out of the pre-existing disease.
- Pregnancy and its related complications.
- Treatment expenses incurred as a result of alcohol/drug abuse, addiction or overdose.
- Treatment that could reasonably be delayed until the Insured Person’s return to the Republic of India.
- Any Treatment costs related to mental or psychiatric disorders.
Personal Accident Cover
- An accident while engaging in aviation/ballooning.
- Intentional self-injury/suicide or attempted suicide.
- Influence of intoxicating liquor or drugs.
- Self- threaten unless in self-defense or to save the life.
General Exclusions
- Any claim arising out of sporting activities.
Royal Sundaram Travel Insurance Coverages
Royal Sundaram Overseas Travel Insurance is one of the most inclusive policies in the industry. Royal Sundaram Overseas Travel insurance policy covers expenses incurred for medical treatment of illness. Let us have a look at the Royal Sundaram Overseas Travel Insurance Coverages.
| Risks Coverage | Multi Trip Travel Insurance | Single Trip Travel Insurance | Deductibles | ||||
| Overseas Health Cover | 100000 | 150000 | 25000 | 50000 | 100000 | 150000 | USD 100. |
| Emergency Dental treatment | 400 | 400 | 300 | 300 | 400 | 400 | USD 150. |
| Repatriation of remains | 7500 | 7500 | 7500 | 7500 | 7500 | 7500 | Nil. |
| Hospital Daily Allowance (after 72 hours) | 15/day (a max of 150) | 15/day (a max of 150) | NA | NA | NA | NA | 72 hrs. |
| Accidental Death & dismemberment 24 hours | 25000 | 25000 | 5000 | 10000 | 15000 | 15000 | Nil. |
| Accidental Death & dismemberment Common Carrier | NA | NA | NA | NA | 5000 | 5000 | Nil. |
| Loss of Checked Baggage | 1000 | 1000 | 250 | 500 | 1000 | 1000 | Nil. |
| Baggage Delay (After 12 hrs) | 100 | 100 | 50 | 50 | 100 | 100 | 12 Hours. |
| Loss of Passport or Visa | 250 | 250 | 250 | 250 | 250 | 250 | USD 30. |
| Hijack Distress Allowance | 100/ Day,
Max 500. |
100/ Day,
Max 500. |
NA | NA | 100/ Day,
Max 500. |
100/ Day,
Max 500. |
24 Hours. |
| Trip Delay(After 12 hrs) | 10 / 12 hrs,
Max 100. |
10 / 12 hrs,
Max 100. |
NA | NA | 10 / 12 hrs,
Max 100. |
10 / 12 hrs,Max 100. | 12 Hours. |
| Home Insurance (Per Family) | 200000 (INR). | 200000(INR). | NA | NA | 100000 (INR). | 100000 (INR). | NIL. |
| Personal Liability | 200000 | 200000 | 50000 | 100000 | 100000 | 100000 | USD 200. |
| Automatic Extension of Policy up to 7 days extension |
Yes |
Yes |
Yes | Yes | Yes | Yes |
NIL. |
For detailed information regarding the Royal Sundaram Travel Insurance Exclusions, click on the link provided below.
http://www.royalsundaram.in/travel-insurance/travel-shield-features.aspx
Royal Sundaram Overseas Travel Insurance Plan Claim Process
The Royal Sundaram Alliance offers the Claim Process for Car Insurance, Health Insurance, Travel Insurance and many other General Insurance Policies. The Insured have to follow all the Steps of Royal Sundaram Claim Process for Intimation of Claim. The Royal Sundaram General Insurance Claim Process is provided for Royal Sundaram Health Insurance, Royal Sundaram Car Insurance, Royal Sundaram Travel Insurance, etc. The Insurer will provide the medical, financial and other assistance in case of the emergency condition while at international trip to you and your family. For the Royal Sundaram General Insurance Claim Process for Travel Insurance click on the below link.
Royal Sundaram Travel Insurance Claim Process.
Royal Sundaram General Insurance Contact Details
Here we are providing the Royal Sundaram General Insurance contact information.
Customer Service
Make a Call: 1860 425 0000
Email: customer.services@royalsundaram.in
Registered Office Address:
Royal Sundaram Alliance Insurance Company Limited,
No.21,Patullos Road,Chennai – 600 002.
Corporate Office Address:
Royal Sundaram Alliance Insurance Company Limited,
Vishranthi Melaram Towers,
No.2/319, Rajiv Gandhi Salai(OMR),
Karapakkam, Chennai – 600097.
Tel : 91-44-7117 7117.
Fax : 91-44-7113 7114.
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