- 1 Shriram Home Insurance Plan Review
- 2 About Shriram General Insurance
- 3 Shriram Householder’s Umbrella Package Inclusions / Coverages
- 4 Shriram Householder’s Umbrella Package Inclusions and Key Features
- 5 Shriram Householder’s Umbrella Insurance Package Coverage
- 6 Shriram Home Insurance Exclusions
- 7 Shriram Home Insurance Policy Buying Procedure
- 8 Shriram Home Insurance Claim Process
- 9 Shriram Household Insurance Related Posts
Shriram Home Insurance Plan Review
Shriram Home Insurance is a property insurance designed to protect your home against damages to the house itself, or to possessions in the home. Securing your home even with the most advanced security system will not do the trick. Your home stands a potential victim to several natural & man-made perils. Damage to your home can make you homeless or harm your savings as paying for the highly expensive repairs. So, availing a Household Insurance is a wise thing to do. Shriram Home Insurance is offered by Shriram General Insurance Co Ltd to provide financial protection if your home or its contents are damaged. With Shriram Household Insurance you can be financially prepared to face any unexpected incidents.
Shriram Home Insurance offers a various plan to protect your property and your liability. It takes legal responsibility for any injuries and property damage to you or members of your family. Shriram Household Insurance policy will help you restore your home. For more information regarding Shriram General Home Insurance, visit the Shriram General Insurance official website www.shriramgi.com.
About Shriram General Insurance
Shriram General Insurance Company Limited is a joint venture between Shriram Group and South African based Sanlam Limited. The Sanlam Group, a financial services group, provides professional financial advice and financial products to individuals and corporate. Shriram General Insurance Company has the slogan “Be Insured…Rest Assured” which clearly defines the services of this company. The Shriram General Insurance offers the Car Insurance, Two Wheeler Insurance, Commercial Vehicle Insurance, Householder Insurance to individuals and Groups. Shriram is also offering the products specially designed for the medium and small enterprises and rural customers as well.
Shriram Householder’s Umbrella Package Inclusions / Coverages
Shriram Home Insurance presents the best plans with a broad range of benefits for you and your family. Shriram Householder’s Umbrella Package is specially designed to meet the insurance requirements of a householder by combining under a single policy. Shriram Home Insurance specially intended to provide the need of householders with the flexibility of choosing plans as per their need. Shriram Householder’s Umbrella Package has five sections and four category of sum insured. Insured can select one among the four plans insured as per their requirement or value of the property.
Let’s take a look at Shriram Home Insurance Coverages, Benefits and Key Features that are mentioned below.
Shriram Householder’s Umbrella Package Inclusions and Key Features
- Electrical and Mechanical breakdown.
- Fire and Perils, Building/flat.
- Fire & Allied Perils, Household contents such as listed below.
- Tele Vision.
- Washing Machine.
- Personal Computer.
- Air Conditioner.
- Microwave oven, etc
- Burglary Contents.
- Loss of Cash due to Assault.
- Personal Accident.
- Death only.
- Loss of both limbs or two eyes or one limb and one eye.
- Loss of one limb or one eye.
- Permanent Total Disablement from Injuries.
Shriram Householder’s Umbrella Insurance Package Coverage
For Detailed Information about Individual Products offered by Shriram Home Insurance, check the link provided below.
Shriram General Home Insurance Coverages mentioned.
|Section||Description||Category wise Sum Assured in Rs|
|1.||a) Fire & Allied Perils, Building/flat.||4 Lacs||6 Lacs||10 Lacs||15 Lacs.|
|b) Fire & Allied perils, contents.||50000||1 Lac||2.5 Lacs||5 Lacs.|
|2.||Burglary Contents.||50000||1 Lac||2.5 Lacs||5 Lacs.|
|3.||a) Tele Vision / Video Equipments.||15000||20000||35000||50000.|
|b) Electronic equipment / MBD of other domestic appliances.||10000||25000||35000||50000.|
|4.||Loss of Cash due to Assault to Insured.||5000||5000||5000||5000.|
|5.||Personal Accident.||50000||1 Lac||2.5 Lacs||5 Lacs.|
|Premium Full Coverage With section 1A.||900||1700||3100||5000.|
|Premium Without Section 1A.||700||1400||2600||4000.|
Shriram Home Insurance Exclusions
Shriram Home Insurance policy does not cover claims arising out of exclusions. There are some circumstances under which Claim application will not be accepted. Some of the notable exclusions are stated here.
- Any Damage or loss due to War and its related perils.
- Consequential loss.
- Any loss due to radioactivity or nuclear weapons.
- Any loss due to depreciation or wear and tear.
For more information regarding the Shriram Home Insurance Package Exclusions, click on the link provided below.
Shriram Home Insurance Policy Buying Procedure
Shriram Home Insurance policy can be purchased by Online mode and Offline mode.
Steps for Online mode Buying Process
- Visit the Shriram General Insurance official website: www.shriramgi.com.
- Click on Householder’s Insurance and Select Shriram Householder’s Umbrella Package.
- Calculate Premium with the help of Shriram Premium Calculator and Buy Online by making an Online Payment.
Steps for Offline mode Buying Process
The customer has to buy the insurance policy from the licensed agent. Shriram Householder’s Umbrella Package Proposal Forms are required for Buying a policy offline. Shriram Insurance Forms & documents are needed for Buying a new policy.
- Insured may visit the nearest Shriram General Insurance branch to Purchase Householder’s Insurance Policy.
- Insured may download the Shriram Home Insurance Forms and Documents from the official website or the link provided below.
- Insured has to select the premium amount, and he has to pay the premium in terms.
- Along with Shriram Home Insurance Forms such as proposal form, Insured have to attach relevant documents.
Download Shriram Householder’s Insurance Package Proposal Form here.
Shriram Home Insurance Claim Process
Shriram offers the Claim Process for Householder’s Car Insurance, Two Wheeler Insurance, and many other General Insurance Policies. The Insured have to follow all the Steps of Shriram Insurance Claim Process for Intimation of Claim. The Claim Process was provided Shriram Household Insurance is explained below. The Insurer will provide the financial and other assistance in case of the emergency condition. For accurate information about the Shriram Home Insurance Claim Process, click on the below link.
Shriram General Insurance Contact Details
Shriram General Insurance Co. Ltd.
E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur – 302022 (Raj.)
Customer Care – Toll free: 1800-300-30000, 1800-180-3009.
Fax No: 0141-2770692, 2770693.
Shriram Household Insurance Related Posts
Here we are providing the Shriram Home Insurance related posts. Click the below links to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.