Star Health Insurance
Star Health Insurance is one of the important insurance policies in Star Health and Allied Insurance. The Star Health and Allide Insurance is a General Insurance Company which offers different types of policies for the citizens of India. Star Allide Insurance provides various Star Health Insurance Plans for Individuals, Group, Senior Citizens, Family, Personal Accident, etc. The Citizens of India can select any Star Health Insurance Plan according to the requirement. It also provides the online services to the Star Allide Insurance Customers. The policyholder can know the Star Health Insurance Policy Status using the Star Health and Allide Insurance Login. The Policyholder can pay the Star Health Insurance Premium using Star Health Insurance Online Payment. The Insured can calculate the premium using Star Health Insurance Premium Calculator.
About Star Health and Allide Insurance Company
Star Health and Allide Insurance Company Ltd started its operations in 2006. Star Health Company started the new products to improve their business. The Star Insurance company offers the products like Personal Accident, Overseas Mediclaim Policy, Motor Insurance, Travel Insurance, Home Insurance, and Health Insurance. Star Health Insurance is one of the Products offered by Star Allide Insurance. The Health issues may occur anytime in the Life of the individual. So, if you take Star Health Insurance, it covers the medical expenses on the occurrence of any health problem. For everyone, health is their wealth, so by taking the health insurance policy, you can get several benefits. Health Insurance is defined by the Health Insurance Association of America as, “coverage that provides for the payments of benefits as a result of sickness or injury”. The official website of Star Health and Allide Insurance Company is www.starhealth.in. The Star Allide Insurance Policy details, Star Health Insurance Plans are available below.
Star Health Insurance Policy Details
Star Health and Allide Insurance offers various Star Health Insurance Plans for Individuals, group, family, senior citizens and dependent children plans. For all these Star Health and Allide Insurance Plans, there are some common benefits, coverages that are mentioned below.
Star Health Insurance Coverages / Inclusions
- Inpatient treatment/hospitalization: You can get medical expenses and hospitalization treatment charges suffered in a period of 24 hrs.
- Pre-hospitalization Expenses: The insured can get the expenses in the period of 30 days before hospitalization.
- Post-hospitalization Expenses: The insured can get the expenditure in the period of 60 days after the discharge. You can meet the sum payment @7% of costs or Rs.5,000, whichever is less.
- Pre-existing diseases: If the customer has any pre-existing conditions then they have to make their Star Health Insurance Policy Renewal continuously for 4 years (max 3 years specified) without any break.
- Tax Benefits: You can get tax benefit on Star Health Insurance plans for premiums paid under Section 80D as per IT (Income Tax) Act. For more information regarding Tax Benefits, visit www.taxqueries.in.
- Free Look Period: The customer has a period of 15 days from the date of receipt of the policy document to review the terms and conditions. At the time of renewal, the free look cancelation is not applicable.
Star Health Insurance Features and Benefits
- There is no Third Party Administrator. The claim settlement is directly in your house only.
- The Star Health Insurance gives the hassle-free and faster claim settlement.
- The company maintains your health records in their electronic database format.
- Cashless Treatment: It has a network around more than 6000 hospitals in India.
- Floater Basis: For Primary policyholder, wife/husband and dependent children (children’s age is below 25 years only) the sum assured is equally distributed.
- Individual Basis: The policyholder will get the sum assured for what he insured.
- Reinstatement of sum assured: Generally, it is dependent on a specified number of claim-free years.
Star Health Insurance Plans
Star Health Insurance Company provides the best and all types of Star Health Insurance Plans. They give the additional coverages, benefits and other details in the Star Health Insurance Policies. The medical expenses are covered as per the plan opted. So please refer the Star Health Insurance Plans which are given below.
List of Star Health Insurance Plans
- Family Health Optima Insurance Plan.
- Senior Citizens Red Carpet Health Insurance Policy.
- Star Comprehensive Insurance Policy.
- Medi-Classic Insurance Policy (Individual).
- Star Health Gain Insurance Policy.
- Super Surplus Insurance Policy.
- Star Unique Health Insurance Policy.
- Diabetes Safe Insurance Policy.
- Star Cardiac Care Insurance Policy.
- Star Wedding Gift Insurance.
- Star Micro Health Insurance.
- Star Net Plus.
- Star Student Care.
- Star Care Insurance Policy.
- Star Criticare Plus Insurance Policy.
- Star Family Delite Insurance Policy.
Overview of Star Health Insurance Plans
Below, we are giving the brief details about each and every Star Health Insurance Plan.
Star Allide Family Health Optima Insurance Plan is the single plan. It covers integral family members with single sum insured. The insured get extra 30% sum assured without paying any additional premium. It covers all medical expenses incurred by you for the treatment of any illness or Disease or Injury during Policy period. The family floater benefit is available under this Policy. For more information, please refer the below link.
Family Health Optima Insurance Plan
Star Senior Citizens Red Carpet Health Insurance Policy provides hospitalization expenses for the treatment of illness or injury of the insured person during the policy period. Any Senior Citizen living in India between the Age of 60 to 75 can take this Policy. There is no pre-medical test before taking the Star Health Insurance Policy. It gives guaranteed lifetime renewals. For more information, please refer the below link.
Senior Citizens Red Carpet Health Insurance Plan
Star Comprehensive Insurance Policy is for both individuals and on family floater basis. The persons who have 18 to 65 years can take this policy. It covers the medical expenses acquire on Bariatric surgical procedures and its complications. It gives the claim settlement directly in your house only without any third party administrator. The add-ons are available under this policy. For more information, please refer the below link.
Star Comprehensive Insurance Policy
Star Medi-Classic Insurance Policy (Individual) is taken from the age of 5 months to 65 years. The Star Health Insurance Policy is also taken by the HIV-Positive People providing the medical certificate. They give you the lifelong renewals after 65 years also. The other details and add-ons are available under this policy. For more information please refer the below link.
Medi-Classic Insurance Policy (Individual)
Star Health Gain Insurance Policy covers both in-patient and out-patient treatments. The Star Health Insurance gives the fixed premium to all sum insured and for all age groups. It gives all hospitalization and medical expenses to the insured. The another advantage is it gives cashless hospitalization. The other details and add-ons are available under this policy. For more information please refer the below link.
Star Health Gain Insurance Policy
Super Surplus Insurance Policy is for both individual and floater basis also. For each and every hospitalization, there is opted option for the insured. The other details and advantages are available under this policy. For more information, please refer the below link.
Super Surplus Insurance Policy
Star Unique Health Insurance Policy is a two-year term policy. The premium can be paid 2 times during the policy period. The first installment can be paid at the commencement of policy. The second installment can be paid at the starting of the second year of the policy period. The other details and benefits are available under this Star Health Insurance policy. For more information, please refer the below link.
Star Unique Health Insurance Policy
Star Diabetes Safe Insurance Policy is covering the Diabetes patients. It covers the type 1 and type 2 complications of diabetes. From day one onwards, it takes cares of you. The other details and benefits are available under this policy. For more information, please refer the below link.
Diabetes Safe Insurance Policy
Star Cardiac Care Insurance Policy is taken from the age of 10 to 65 years. It takes care and covered up to 101 day-care treatments. After 90 days the Cardiac ailments are covered. In this Cardiac care insurance policy, there are 2 plans. They are gold plan and silver plan. The details regarding these both gold and silver plans are available under this Star Health Insurance policy. For more information about this Star Cardiac Care Insurance plan, please refer the below link.
Star Cardiac Care Insurance Policy
Star Wedding Gift Insurance is a policy taken as floater basis and for any couple from the age of 18 to 40 years. This policy covers the delivery expenses, whether it is a normal or Caesarean. It is a 1 to 2-year term policy. It gives the automatic coverage for the newborn baby. The other details and benefits are available under this policy. For more information, please refer the below link.
Star Wedding Gift Insurance
Star Micro Health Insurance is a policy taken from the age of 5 months to 65 years. With at least, one parent children can be covered in this plan. It covers the hospitalization expenses up to the specified limit only. The other details and benefits are available under this Star Health Insurance policy. For more information, please refer the below link.
Star Micro Health Insurance
Star Net Plus is the first policy in India that they want to give insurance to the HIV Positive peoples. The NGO’S, government agencies, and registered societies who are serving for the society may refer any HIV positive persons to take this Star Health Insurance Policy. The other details and benefits are available under this Star Health Insurance policy. For more information, please refer the below link.
Star Net Plus
Star Student Care is a policy for the students who are studying in schools and colleges. For school students, the age is from 3 to 18 years come under the policy of School Student Care Insurance. For College Students, the age is from 15 to 25 years come under the policy of College Student Care Insurance. The other details and benefits are available under this Star Health Insurance policy. For more information, please refer the below link.
Star Student Care
Star Care Insurance Policy is taken from the age of 18 to 65 years. This Star Care Insurance policy can be renewed for whole life period of the insured person. This policy has to be taken in tier 1 and tier 2 places in India.The other details and benefits are available under this Star Health Insurance policy. For more information, please refer the below link.
Star Care Insurance Policy
Star Criticare Plus Insurance Policy covers the 9 specified critical illness. It also includes the regular hospitalization expenses. It also covers the non-allopathic treatment up to the specified limit. To know the other details about this Star Allied Insurance CritiCare Plus plan is available under this policy. For more information, please refer the below link.
Star Criticare Plus Insurance Policy
Star Family Delite Insurance Policy is the family health insurance policy. It gives the sum assured on floater basis. It covers the specified diseases for the specified limits only. The other details and benefits are available under this Star Family Delite Insurance policy. For more information, please refer the below link.
Star Family Delite Insurance Policy
Star Health Insurance Related Posts
Here, we are providing the related posts of the Star Health Insurance. Click the below links, if you want to know the details about the Star Health and Allied Insurance Login, Star Health Insurance Online Renewal, Star Health Insurance Online Payment, Star Health Insurance Premium Calculator, and Star Health Insurance Claim forms.