Universal Sompo Health Insurance
Universal Sompo Health Insurance offers various Plans for Individuals, Group, Senior Citizens, Family, Personal Accident, etc. Universal Sompo General Insurance offers Insurance policies not only for Health but also for Home, Motor, and Travel. But Universal Sompo mainly targets on Universal Sompo Health Insurance for best health care. Universal Sompo offers Health Insurance Plans for both dependent children and parents based on the type of plan. As per your requirements, you can select health insurance plan since all these health products are tailor-made satisfying the needs of people. The premiums will be as per your sum assured. The Policyholder can pay Premium using Universal Sompo Health Insurance Online Premium Payment. The Insured can calculate the premium using Universal Sompo Health Insurance Premium Calculator.
About Universal Sompo General Insurance Company
Universal Sompo General Insurance Company is a joint venture between Allahabad Bank, Indian Overseas Bank, Dabur Investments, Karnataka Bank, and Sompo Japan Insurance. Universal Sompo is a customer friendly Insurance Company, which provides various Insurance policies. The Policies that are offered by Universal Sompo are like Health, Travel, Home, and Motor. In each category, there are different types of Insurance policies. Health care expenses are getting higher. As the age of an individual increase, the health care costs increase and become a burden on the individual. So better choose a health insurance policy. If you buy the policy now, the company will bear the amount on the occurrence of any health issue. For the convenience of customers, we are providing a brief view of all the Universal Sompo Health Insurance Plans which are offered by the company. Universal Sompo Official Website is www.universalsompo.com.
Universal Sompo Health Insurance Policy Details
Universal Sompo Health Insurance Features and Benefits
Tax Benefits: You can get tax benefit on Universal Sompo Health plans for premiums paid under Section 80C as per IT (Income Tax) Act. You can check more information regarding Income Tax Benefits, visit www.taxqueries.in.
Free Look up Period: If you are not satisfied with the Universal Sompo Health Insurance policy, you can cancel the policy within 15 days of receipt of the policy documents, provided there has been no claim.
Portability Benefits: You can avail portability benefits through the intimation of complete details by the application at least 45 days before the expiry of policy expiring date.
Universal Sompo Health-Insurance coverages and Inclusions
Day care procedures: Medical Costs or Expenses incurred for a day care procedure in Universal Sompo health insurance plan, where the procedure or surgery is taken by the Insured Person for less than 24 hours in a Hospital will be covered for specified day care procedures.
Pre-hospitalization: The Medical Expenses incurred in the 30 days immediately prior before the date you were Hospitalized.
- Medical Expenses incurred within the 60 days before the date of Hospitalization, if you are provided with the following at least 5 days before the Hospitalization.
- Medical documents with all details about the Illness.
- The date and the place of the proposed Hospitalization.
Post-Hospitalization: The Medical Expenses incurred in the 60 days immediately after your date of discharge from Hospital.
- Medical Expenses in the 90 days immediately after you were discharged if you were provided with the following at least 5 days before the Hospitalization.
- Medical documents with all details about the Illness.
- The date and the place of the proposed Hospitalization.
Inpatient Treatment: Medical Expenses are availed for these following.
- Room Rent, Boarding expenses.
- Nursing.
- Intensive Care Unit.
- Anesthesia, Blood, Oxygen, Operation theater charges, Surgical appliances.
- Medicines, Drugs, and Consumables.
- Diagnostic procedures.
Domiciliary Treatment: Domiciliary Treatment is applicable for these following.
- Asthma, Bronchitis, Tonsillitis and Upper Respiratory Tract infection including Laryngitis
and Pharyngitis, Cough, and Cold, Influenza. - Arthritis, Gout, and Rheumatism.
- Chronic Nephritis and Nephritic Syndrome.
- Epilepsy.
- Hypertension.
The Insured will be covered with extra benefits as per the plan opted. For more details about Universal Sompo Health Insurance plans, refer the below section.
Universal Sompo Health Insurance Plans
Universal Sompo Individual Health Insurance Policy is mainly designed for Individual and/or his Family. The Company will pay hospitalization expenses as well as domiciliary hospitalization for the people who are suffering from any Illness (or) sustained with any Injury. At such situations, the Company will pay to the Hospital (or) reimburse the Insured person, through the Third Party Administrator(T.P.A). For more information, please refer below link.
Individual Health Insurance Policy
Universal Sompo Group Health Insurance Policy is designed to Groups comprising of employees both in trading and Manufacturing sectors/ Social sector and/ or Members of an institution/ Society/ Association/ Club. This policy covers a maximum coverage amount of Rs.5 lacs. By choosing the add-on coverages that are mentioned in the policy for such named critical illness beckons double the basic sum insured. For more information, please refer below link.
Group Health Insurance Policy
Universal Sompo Individual Personal Accident Policy provides benefits based on the nature of the injury sustained, by the Insured Person in an accident during the Policy period. The Policy provides for three different options such as Basic Cover, Wider Cover, and Comprehensive Cover. For detailed information, please refer below link.
Individual Personal Accident Policy
Universal Sompo Janta Personal Accident Policy provides benefits for Death, and Permanent Total Disablement caused as a result of the accidental injury sustained by Insured Persons, in the Accident during the Policy Period. The enrollment age under the Policy is from 5 years to 65 years. For detailed information, please refer below link.
Janta Personal Accident Policy
Universal Sompo Group Personal Accident Policy is designed for protection against the consequences of unforeseeable accidents to you and your employees/members. The Policy can also be extended to cover the dependent children/parents of your employees. For more information, please refer below link.
Group Personal Accident Policy
Universal Sompo Aapat Suraksha Bima Policy Provides protection to the family against the unfortunate accidental death and/or permanent total disablement of the insured. The nominee gets a one-time payment equal to Capital Sum Insured if the insured dies in an accident. For detailed information, please refer below link.
Aapat Suraksha Bima Policy
Universal Sompo Loan Secure Insurance Policy is specially designed for customers of banks and financial Institutions. The policy also provides Loss of Job and Cover of Dwelling and Content against Fire and Allied Perils. This Policy covers up to 18 Major Medical Illnesses Surgical Procedure. For more information, please refer below link.
Loan Secure Insurance Policy
Universal Sompo Hospital Cash Insurance Policy is designed for the spouse, dependent children up to 25 years of age and dependent parents. The Insured can get Family discount of 5% towards total the total premium of the policy. Entry age for dependent children is 6 months. For detailed information, please refer below link.
Hospital Cash Insurance Policy
Universal Sompo Saral Suraksha Bima Policy is designed to target a group of members of SHG’s, NGOs, MFIs, Co-operative Banks, FCIs, Shareholders of Banks/Public Ltd Companies, Members of Registered Service Clubs and Employee. Policy renewals will be for your lifetime. For more information, please refer below link.
Saral Suraksha Bima Policy
Universal Sompo Sampoorna Suraksha Bima is also called Micro Insurance Package Policy. The entry age of proposer should be between 18 years to 65 years. Children from 91 days to 25 years can be covered if any one of the Parent is Insured under the Policy. Unmarried children can also be covered up to a maximum of 25 years of age only. For detailed information, please refer below link.
Sampoorna Suraksha Bima
Universal Sompo Senior Citizen Health Care Policy is designed for Senior Citizen, who is above 60 years of age. This policy is covered for himself/ herself and his/her spouse. The renewals under the Policy shall be provided for the lifetime. The Maximum entry age under the Policy for the Insured and his spouse is restricted to 70 years. For more information, please refer below link.
Senior Citizen Health Care Policy
Universal Sompo Complete Health Care Insurance Policy Provides reimburse medical expenses incurred in a hospital and also the out-patient charges and various value added services. This Policy is designed for Individual Basis or Family Floater. Choose your plan option for Basic or Essential or Privilege. For detailed information, please refer below link.
Complete Health Care Insurance policy
Universal Sompo Pravasi Bharatiya Bima Yojana Policy covers only to those Emigrants who have availed this Policy before leaving India and whose passport is endorsed as Emigration Check Required. The Hospitalization expenses incurred for treatment of anyone Illness in Hospital/Nursing Home will be covered up to the Sum Insured. For more information, please refer below link.
Pravasi Bharatiya Bima Yojana Policy
Universal Sompo Surva Vidyarthi Bima Yojana Policy can be taken by an Educational Institution/ Schools for the benefit of the Students. The Eligibility Age of the Student/ Staffs can be enrolled under the policy from 3 years to 65 years. This policy has 3 different sections. For detailed information, please refer below link.
Surva Vidyarthi Bima Yojana Policy
Universal Sompo Swarna Gramin Bima Yojana – Individual Policy is designed for Gramin (Village Dweller). This policy is covered for himself and his family and/ or an organization such as NGOs, Financial Institutions for covering its rural clientele. The Entry age of the proposer is from 18 years and can opt for this policy up to the age of 65 years. For more information, please refer below link.
Swarna Gramin Bima Yojana – Individual Policy
Universal Sompo Swarna Gramin Bima Yojana – Group Policy can be taken by a Gramin (Village Dweller). This policy is covered for himself and his family and/ or an organization such as NGOs, Financial Institutions for covering its rural clientele. The Entry age of the proposer is from 18 years and can opt for this policy up to the age of 65 years. For more information, please refer below link.
Swarna Gramin Bima Yojana – Group Policy
Universal Sompo Health Insurance Related Documents and Posts
Here we are providing related posts of the Universal Sompo Health Insurance. Click the below links, if you want to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.