Universal Sompo Home Insurance
Universal Sompo Home Insurance Plans are offered by Universal Sompo General Insurance Company to cover your home against risks and from natural calamities. Universal Sompo Insurance Company offers Insurance policies not only for Home but also for Health, Travel, and also provides Commercial Insurance Policies. The Various Universal Sompo Home Insurance Plans are Universal Sompo Householder Insurance Policy, Universal Sompo Jeweller Block Insurance Policy, Universal Sompo Public Liability Act Insurance, Universal Sompo Electronic Equipment Insurance, Universal Sompo Burglary Insurance Policy, Universal Sompo Standard Fire and Special Perils Cover Insurance. As per your requirements, you can select any of the Home insurance plans since all these Home products are tailor-made satisfying the needs of people. The premiums will be as per your sum assured. The Policyholder can pay Premium using Universal Sompo Home Insurance Online Payment. The Insured can calculate the premium using Universal Sompo Home Insurance Premium Calculator.
Universal Sompo Home Insurance Policy will provide protection against the risks of terrorism, fire, earthquake, storm, flood, cyclone, burglary and breakdown of appliances. Universal Sompo householder policy offers a discount on premium depending upon the number of sections of the plan opted by the proposer. Universal Sompo realises the need and has designed a variety of home insurance products that cater to everyone’s home insurance needs.
About Universal Sompo General Insurance Company
Universal Sompo General Insurance Company is a joint venture between Allahabad Bank, Indian Overseas Bank, Dabur Investments, Karnataka Bank, and Sompo Japan Insurance. Universal Sompo is a customer friendly Insurance Company, which provides various Insurance policies. The Policies that are offered by Universal Sompo are like Home, Travel, Home, and Motor. In each category, there are different types of Insurance policies. Home care expenses are getting higher. As the age of an individual increase, the Home care costs increase and become a burden on the individual. So better choose a Home insurance policy. If you buy the policy now, the company will bear the amount on the occurrence of any Home issue. For the convenience of customers, we are providing a brief view of all the Universal Sompo Home Insurance Plans which are offered by the company. Universal Sompo Official Website is www.universalsompo.com.
Universal Sompo Home Insurance Policy Details
Universal Sompo Home-Insurance Features and Benefits
Fire Allied perils – Building Contents
- Contents excluding money and valuables are covered under this section.
- The coverage under this Section is against the perils.
- Fire.
- Lightning.
- Explosion/ Implosion.
- Aircraft Damage.
- Riot, Strike, Malicious and Terrorism Damage.
- Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado, Flood and Inundation.
- Impact Damage.
- Subsidence and Landslide including rock slide.
- Missile Testing operations.
- Leakage from Automatic Sprinkler Installations.
- Bush Fire.
- Earthquake.
- Terrorism.
Burglary Robbery
- Contents or any item while kept in the insured premises.
- Insured premises.
- Currency Notes Cash up to the limit agreed and as mentioned in the schedule contained in a safe and locked.
Universal Sompo Home-Insurance coverages and Inclusions
- Personal Accident: This is a Family cover for compensation in case of death or disablement of the insured person due to accidental bodily injury anywhere in the world.
- Public Liability This Section covers you against legal liability including the Defense costs incurred by you against:
- Third Part Property Damage.
- Third Party injury/death.
- Baggage: Your accompanied baggage is protected even while you travel. Any accidental loss or damage and theft of personal baggage during the travel are covered anywhere in India.
- Plate Glass:
- Accidental loss of damage to Plate Glass.
- Damage to frame and framework of any description following breakage of Glass and Neon Boards/glow signs subject to a maximum of Rs 5000/-.
Universal Sompo Home Insurance Plans
Here we are providing the Key Benefits, Coverages, and Inclusions of Universal Home Insurance Plans. You can see the list of Home Insurance Plans given below.
- Universal Sompo Householder Insurance Policy.
- Universal Sompo Jeweller Block Insurance Policy.
- Universal Sompo Public Liability Act Insurance Policy.
- Universal Sompo Electronic Equipment Insurance.
- Universal Sompo Burglary Insurance Policy.
- Universal Sompo Standard Fire and Special Perils Cover Insurance.
The Insured will be covered with extra benefits as per the plan opted. For more details about Home Insurance plans, refer the below section.
Overview of Universal Sompo Home Insurance Plans
Universal Sompo Householder Insurance Policy is devised to cater to the overall requirement of you as a House owner. This Plan provides different covers to protect your home and belongings. It combined some contingencies, which are covered under separate policies. For detailed information, please refer below link.
Universal Sompo Householder Insurance Policy
Universal Sompo Jeweller Block Insurance Policy protects the jewellery, bullion, cash, etc. The Policy also provides protection when such valuables are in transit or the custody of the insured, directors, employees, cutters, sorters. This Plan is designed to meet the insurance needs of jeweller’s and other establishments dealing in diamonds, precious stones. For more information, please refer below link.
Universal Sompo Jeweller Block Insurance Policy
Universal Sompo Public Liability Act Insurance Policy covers the Owner’s statutory liability. It is based on no-fault principle for death or injury to any person or damage to property resulting from an accident while handling any hazardous substance. All Owners Handling Hazardous Substances are compulsorily required to take an insurance policy. For detailed information, please refer below link.
Universal Sompo Public Liability Insurance Policy
Universal Sompo Electronic Equipment Insurance Policy covers Electronic equipment owned by you or for which you are responsible. This Policy covers all accidental and sudden physical loss or damage to any electronic equipment. It includes Medical, Biomedical, Micro- processors and Computer system consisting of CPU, Keyboards, etc. For more information, please refer below link.
Universal Sompo Electronic Equipment Insurance Policy
Universal Sompo Burglary Insurance Policy covers cash, valuables, securities kept in a locked safe or cash box. This policy provides limited protection against Theft. This plan also includes loss or damage caused by Burglary. It covers additional benefits like Loss or damage of Personal Effects of Directors, Officers and Employees. For detailed information, please refer below link.
Universal Sompo Burglary Insurance Policy
Universal Sompo Standard Fire and Special Perils Cover Insurance Policy covers Additional Expenses of Rent for an Alternative Accommodation. This Plan includes all immovable and movable property located in a particular premise such as buildings, plant and machinery, furniture, etc. This policy includes other contents, stocks and stock in the process along with goods held in trust or on commission. For more information, please refer below link.
Universal Sompo Standard Fire and Special Perils Cover Insurance Policy
Universal Sompo Home Insurance Related Documents and Posts
Here we are providing related posts of the Universal Sompo Home Insurance. Click the below links, if you want to know the details about the Online Payment, Recruitment, Renewal, Claim Forms, and Documents.